Personal loans in Price, UT
At about 8,261 residents, Price is larger than roughly 69% of the places in Utah. The 2020 count to the 2023 estimate shows about 0.6% growth in Price.
A personal loan in Price is priced from your credit file and income, not from the fact that the city holds 8,261 people. To lend to Price's 8,261 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it. Rate-shopping from Price costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Mapleton, UT about 54 miles away.
The Price data picture
Here is the sourced Census picture for Price, plus the Utah lending rules that apply to a loan taken out here.
- Population: 8,261 residents; Price is the 78th-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.6% more residents than the 2020 Census counted.
- Net change: roughly 52 more people than the 2020 Census counted.
- Size percentile: bigger than about 69% of the places in Utah, with 8,261 residents in Price.
- Density: the Census land area of 5.0 sq mi holds about 1,641 people per square mile.
- By land area: Price ranks 131st among Utah's 255 places, at 5.0 sq mi.
- State population share: Price accounts for about 0.3% of everyone in Utah.
- Nationally: Price is the 3,609th-largest of 19,457 Census places in the dataset.
- Growth in Utah: Price stands 193rd by percentage change from 2020 to 2023, among 255 places.
- Against the state trend: Price's 0.6% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Price places 65th among Utah's places by people per square mile.
- Density vs Utah: Price's 1,641 people per square mile compare with a state median of 705.
- Location: latitude 39.6040, longitude -110.8004 (Census Gazetteer).
- Nearest larger cities: Mapleton (54 mi); Salem (56 mi); Spanish Fork (57 mi); Payson (58 mi); Springville (58 mi). Larger metros often have more branches, but online lenders reach Price on the same terms.
- Smaller communities within reach: Wellington (6 mi); Helper (7 mi); Elmo (15 mi).
- Within a 50-mile radius: 19 smaller Census places.
- Larger places within 100 miles: 37.
Price against the rest of Utah
Within Utah, Price holds roughly 0.3% of all residents, the 78th-largest share among 255 places. For population change between 2020 and 2023, Price ranks 193rd of 255 in Utah (about the 24th percentile). By density, at about 1,641 people per square mile, it ranks 65th in Utah. In land area, Price ranks 131st among Utah's 255 places.
What shapes a Price personal loan
In Price, a small town of about 8,261, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Price's 8,261 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Price decides the split between a comfortable payment and the total interest you pay.
How Utah law applies in Price
When Utah does not publish a figure, the row links to the source instead of inventing a number; Price is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
The geography behind Price
Price's land area is roughly 5.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,641 people per square mile. Salt Lake City, the largest place in Utah, is about 101 miles from Price. Within 50 miles of Price there are 0 larger Census places. Within the same 50 miles lie 19 smaller Census places.
Before you apply in Price
Before you hand your details to a lender in Price, where the population is near 8,261:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Utah regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Price and the rest of Utah is not the process but the borrower's own file, among the 8,261 people here.
Common questions
What are my options in Price if my credit is poor?
What loan size can I expect in Price?
Do I have to pledge anything to borrow in Price?
Does comparing loans in Price cost me credit score points?
Nearby places
- Wellington, UT — population 1,630
- Helper, UT — population 2,126
- Elmo, UT — population 419
- Cleveland, UT — population 513
- Huntington, UT — population 1,982
- East Carbon, UT — population 1,567
- Scofield, UT — population 27
- Castle Dale, UT — population 1,538