Personal loans in Poth, TX
Two households in Poth with comparable incomes can still be offered different rates; the city's 1,968 residents are not the reason. Poth ranks 607th of 1,224 places in Texas, with a population near 1,968.
Poth added about 8.3% to its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Poth. The nearest larger city is Floresville, TX about 7 miles away. To lend to Poth's 1,968 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it.
Where Poth stands
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 1,968 — Poth ranks 607th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 8.3% since the 2020 count.
- People gained or lost: about 150 more since the 2020 base.
- Size percentile: bigger than about 50% of the places in Texas, with 1,968 residents in Poth.
- Population density: about 622 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Poth's 3.2 square miles rank 509th of 1,224 places in Texas.
- Water area rank: Poth ranks 413th among Texas's 1,224 places, with 0.02 sq mi.
- State population share: Poth accounts for about 0.0% of everyone in Texas.
- National standing: Poth ranks 7,695th of 19,457 US places.
- Growth rank: Poth's 2020-to-2023 change ranks 286th of 1,224 places in Texas.
- Against the state trend: Poth's 8.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Poth ranks 796th by people per square mile.
- Against the state median: Poth runs about 622 residents per square mile, where the Texas median is 840.
- Location: it lies at 29.0721, -98.0806 in the Census Gazetteer.
- Nearest larger cities: Floresville (7 mi); Karnes City (17 mi); Elmendorf (19 mi); Sandy Oaks (21 mi); Kenedy (23 mi). Living near a larger metro rarely changes what is available in Poth.
- Smaller places nearby: Falls City (7 mi); Stockdale (13 mi); La Vernia (20 mi).
- Smaller neighbours: 20 places smaller than Poth sit within 50 miles.
- At 100 miles: 92 larger Census places fall inside that radius.
Where Poth sits in Texas
Against Texas's other places, Poth accounts for about 0.0% of the state's population and ranks 607th of 1,224 by size. On the 2020-to-2023 trend, Poth stands 286th among Texas's 1,224 places — roughly the 77th percentile. Its roughly 622 residents per square mile place it 796th among Texas's places. Between 2020 and 2023 the count changed by roughly 150 residents.
Poth: area, density and distance
Poth's land area is about 3.2 square miles; a further 0.02 square miles is water. That land carries about 622 people per square mile. Houston, the largest place in Texas, is about 169 miles from Poth. Poth has 34 larger places within a 50-mile radius. The 100-mile radius contains 92 larger places.
Lender access in Poth
Poth is a moderately settled community of about 1,968 people, with 34 larger places inside a 50-mile radius. Distance to a branch rarely matters for Poth's 1,968 residents: the application is online and the price follows your credit file. The nearest bigger place is Floresville, TX about 7 miles away.
A practical checklist for Poth borrowers
A sensible order of operations for a loan in Poth, home to about 1,968 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Poth and the rest of Texas is not the process but the borrower's own file, among the 1,968 people here.
The state rulebook for Poth
Below are the Texas rules that apply to a loan made in Poth, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
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Nearby places
- Falls City, TX — population 512
- Floresville, TX — population 8,306
- Stockdale, TX — population 1,470
- Karnes City, TX — population 3,112
- La Vernia, TX — population 1,405
- Elmendorf, TX — population 2,398
- Sandy Oaks, TX — population 5,480
- Kenedy, TX — population 3,403