Personal loans in Port Lions, AK

Roughly 165 residents live in Port Lions, the 113th-largest community in Alaska. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Port Lions loan. To lend to Port Lions's 165 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. The closest larger place is Kodiak, AK about 17 miles away.

The Port Lions data picture

The figures below are Port Lions's own — Census population, land area and coordinates — followed by the Alaska rules.

• Population: 165 — Port Lions ranks 113th of 149 communities in Alaska (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 4.1%.
• People gained or lost: about 7 fewer since the 2020 base.
• Size percentile: with 165 residents, Port Lions is larger than about 24% of Alaska's Census places.
• Population density: about 33 people per square mile across 5.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Port Lions covers 5.0 square miles, the 100th-largest area among Alaska's 149 places.
• Water area: Port Lions has 3.74 square miles of water, ranking 50th of 149 places in Alaska.
• State population share: Port Lions accounts for about 0.0% of everyone in Alaska.
• Nationally: Port Lions is the 17,042nd-largest of 19,457 Census places in the dataset.
• Growth rank: Port Lions's 2020-to-2023 change ranks 83rd of 149 places in Alaska.
• Against the state trend: Port Lions's 4.1% change compares with a Alaska average of -3.1% across its 149 places.
• Density in Alaska: Port Lions ranks 78th by people per square mile.
• Against the state median: Port Lions runs about 33 residents per square mile, where the Alaska median is 40.
• Location: it lies at 57.8670, -152.8562 in the Census Gazetteer.
• Nearest larger cities: Kodiak (17 mi); Old Harbor (48 mi); Seldovia (116 mi). Online lenders reach Port Lions no matter how far the nearest branch is.
• Nearest smaller towns: Ouzinkie (15 mi); Larsen Bay (48 mi); Akhiok (81 mi).
• Smaller neighbours: 2 places smaller than Port Lions sit within 50 miles.
• Larger places within 100 miles: 2.

Land, water and location for Port Lions

The Census Gazetteer records 5.0 square miles of land and 3.74 square miles of water within Port Lions. With 165 residents, the land area yields roughly 33 people per square mile. Anchorage, the largest place in Alaska, is about 260 miles from Port Lions. Within 50 miles of Port Lions there are 2 larger Census places. By land area it ranks 100th of 149 Alaska places.

The Port Lions borrowing checklist

These steps shape the offer you get in Port Lions, a place of about 165 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Alaska regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Port Lions and the rest of Alaska is not the process but the borrower's own file, among the 165 people here.

The state rulebook for Port Lions

The rows below set out what a licensed lender must follow in Alaska, and so for Port Lions's roughly 165 residents.

What a Port Lions borrower is actually offered

A Port Lions personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 165 residents. Two numbers drive a Port Lions loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Port Lions loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Port Lions

At roughly 33 people per square mile, Port Lions is sparsely settled; 2 larger places lie within 50 miles. Lenders licensed in Alaska reach Port Lions's 165 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kodiak, AK about 17 miles away.