Personal loans in Port Isabel, TX

Port Isabel counts about 5,118 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Port Isabel as from the rest of the state. For a community of about 5,118, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Brownsville, TX about 14 miles away.

The Port Isabel data picture

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: a Census-estimated 5,118, 371st among Texas's 1,224 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 1.8%.
• Change in people: the 2020-to-2023 comparison is a gain of about 89 residents.
• Size percentile: Port Isabel sits ahead of around 70% of Texas places, at 5,118 people.
• Population density: about 754 people per square mile across 6.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Port Isabel covers 6.8 square miles, the 299th-largest area among Texas's 1,224 places.
• Water: Port Isabel holds about 7.01 square miles, the 15th-largest water area in Texas.
• State population share: Port Isabel accounts for about 0.0% of everyone in Texas.
• National rank: Port Isabel sits 4,766th by population among the 19,457 places in this dataset.
• Growth in Texas: Port Isabel stands 665th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Port Isabel moved 1.8%.
• Density in Texas: Port Isabel ranks 673rd by people per square mile.
• Density in context: Port Isabel's 754 people per square mile sit against a Texas median of 840.
• Location: 26.0630 / -97.2467, per the US Census Bureau Gazetteer.
• Nearest larger cities: Brownsville (14 mi); Los Fresnos (15 mi); San Benito (25 mi); Harlingen (29 mi); Primera (33 mi). Larger metros often have more branches, but online lenders reach Port Isabel on the same terms.
• Nearest smaller towns: Laguna Vista (4 mi); South Padre Island (6 mi); Bayview (11 mi).
• Smaller places within 50 miles: 16 of them.
• At 100 miles: 21 larger Census places fall inside that radius.

What a Port Isabel borrower is actually offered

Port Isabel is a small town of about 5,118 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Port Isabel loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Port Isabel decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Port Isabel

Port Isabel is moderately settled, with about 754 people per square mile and 11 larger places within 50 miles. Distance to a branch rarely matters for Port Isabel's 5,118 residents: the application is online and the price follows your credit file. The nearest bigger place is Brownsville, TX about 14 miles away.

Land, water and location for Port Isabel

Port Isabel covers about 6.8 square miles of land, with 7.01 square miles of water inside its boundaries (Census Gazetteer). With 5,118 residents, the land area yields roughly 754 people per square mile. The state's population centre of gravity, Houston, is roughly 281 miles away. Port Isabel has 11 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.

Port Isabel against the rest of Texas

Set beside Texas's 1,224 places, Port Isabel ranks 371st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Port Isabel ranks 665th of 1,224 in Texas (about the 46th percentile). At about 754 people per square mile, Port Isabel is the 673rd most densely settled place in Texas. Within 50 miles sit 16 smaller Census places, alongside the 11 that are larger.

What Texas law requires in Port Isabel

For the roughly 5,118 residents of Port Isabel, the rules below are Texas's own; each row carries its publisher and retrieval date.