Personal loans in Pocasset, OK
Pocasset is home to roughly 187 people and stands 437th by size out of 590 Census places in Oklahoma. A 2020-to-2023 comparison shows Pocasset up by about 1.1%.
Pocasset is a small community of about 187 residents, and a personal loan taken out here is governed by Oklahoma statute. To lend to Pocasset's 187 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Pocasset's 187 residents. For a bigger market, look to Amber, OK about 5 miles away.
Where Pocasset stands
Here is the sourced Census picture for Pocasset, plus the Oklahoma lending rules that apply to a loan taken out here.
- Population: 187 — Pocasset ranks 437th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: About 1.1% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: Pocasset's 187 people outrank roughly 26% of the places in Oklahoma.
- Density: roughly 69 residents per square mile, spread over 2.7 sq mi of land.
- Land area: Pocasset covers 2.7 square miles, the 197th-largest area among Oklahoma's 590 places.
- Share of state population: Pocasset's 187 residents are about 0.0% of Oklahoma.
- Nationally: Pocasset is the 16,678th-largest of 19,457 Census places in the dataset.
- Growth rank: Pocasset's 2020-to-2023 change ranks 259th of 590 places in Oklahoma.
- Against the state trend: Pocasset's 1.1% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Pocasset places 542nd among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Pocasset's 69 people per square mile compare with a state median of 546.
- Location: mapped by the US Census Bureau at 35.1780, -97.9592.
- Nearest larger cities: Amber (5 mi); Minco (10 mi); Chickasha (10 mi); Verden (10 mi); Bridge Creek (13 mi). Larger metros often have more branches, but online lenders reach Pocasset on the same terms.
- Smaller towns nearby: Norge (13 mi); Bradley (25 mi); Lookeba (26 mi).
- Smaller neighbours: 12 places smaller than Pocasset sit within 50 miles.
- Larger places within 100 miles: 233.
Getting a loan in Pocasset
With about 69 residents per square mile, Pocasset is sparsely settled, and 78 larger Census places sit within 50 miles. A Oklahoma licence lets a lender serve Pocasset without a local office, so branch density does not change what its 187 residents are offered. The nearest bigger place is Amber, OK about 5 miles away.
The Oklahoma lending rules that reach Pocasset
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Pocasset is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Inside a Pocasset personal loan
In Pocasset, a small community of about 187, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Pocasset's 187 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Pocasset loan is knowable in advance — unlike a revolving card balance.
Pocasset in state context
Set beside Oklahoma's 590 places, Pocasset ranks 437th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Pocasset ranks 259th of 590 in Oklahoma (about the 56th percentile). Its roughly 69 residents per square mile place it 542nd among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 2 residents.
The geography behind Pocasset
Inside Pocasset's boundaries lie about 2.7 square miles of land, with no significant water area recorded. That land carries about 69 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 32 miles away. Pocasset has 78 larger places within a 50-mile radius. By land area it ranks 197th of 590 Oklahoma places.
Common questions
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Nearby places
- Amber, OK — population 444
- Minco, OK — population 1,517
- Chickasha, OK — population 16,745
- Verden, OK — population 514
- Norge, OK — population 123
- Ninnekah, OK — population 807
- Union City, OK — population 2,022
- Bridge Creek, OK — population 339