Personal loans in Plymouth, MN

Use the calculator on this page to price an amount and term before you commit in Plymouth. Plymouth shed about 4.2% of its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Plymouth's 77,648 residents is governed by Minnesota statute; no city ordinance changes it. The nearest larger metro is Brooklyn Park, MN about 8 miles away.

Where Plymouth stands

What follows is Plymouth's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: the Census counts 77,648 residents in Plymouth (Vintage 2023 subcounty estimate), the 8th-largest figure among Minnesota's 853 places.
• Population trend: Roughly 4.2% fewer residents than the 2020 Census counted.
• Absolute change: 3,370 residents lost between 2020 and 2023.
• Size percentile: about 99% of Minnesota communities are smaller than Plymouth (77,648 residents).
• Population density: about 2,374 people per square mile (Census land area 32.7 sq mi).
• By land area: Plymouth ranks 33rd among Minnesota's 853 places, at 32.7 sq mi.
• Water: Plymouth holds about 2.56 square miles, the 31st-largest water area in Minnesota.
• State population share: Plymouth accounts for about 1.6% of everyone in Minnesota.
• Nationally: Plymouth is the 466th-largest of 19,457 Census places in the dataset.
• Growth rank: Plymouth's 2020-to-2023 change ranks 816th of 853 places in Minnesota.
• Against the state trend: Plymouth's 4.2% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Plymouth places 47th among Minnesota's places by people per square mile.
• Density in context: Plymouth's 2,374 people per square mile sit against a Minnesota median of 607.
• Location: 45.0223 / -93.4629, per the US Census Bureau Gazetteer.
• Nearest larger cities: Brooklyn Park (8 mi); Minneapolis (10 mi); Bloomington (15 mi); St. Paul (18 mi); Woodbury (28 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Medicine Lake (3 mi); New Hope (4 mi); Wayzata (5 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 209 smaller Census places.
• Larger places within 100 miles: 6.

Plymouth on the map

Plymouth's land area is about 32.7 square miles; a further 2.56 square miles is water. That land carries about 2,374 people per square mile. The largest place in Minnesota, Minneapolis, lies about 10 miles away. Counting outward 50 miles, 5 larger communities surround Plymouth. By land area it ranks 33rd of 853 Minnesota places.

Where Plymouth sits in Minnesota

Against Minnesota's other places, Plymouth accounts for about 1.6% of the state's population and ranks 8th of 853 by size. On the 2020-to-2023 trend, Plymouth stands 816th among Minnesota's 853 places — roughly the 4th percentile. At about 2,374 people per square mile, Plymouth is the 47th most densely settled place in Minnesota. Within 50 miles sit 209 smaller Census places, alongside the 5 that are larger.

A pre-application checklist for Plymouth

These steps shape the offer you get in Plymouth, a place of about 77,648 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Plymouth and the rest of Minnesota is not the process but the borrower's own file, among the 77,648 people here.

The Minnesota lending rules that reach Plymouth

The rows below set out what a licensed lender must follow in Minnesota, and so for Plymouth's roughly 77,648 residents.

How a Plymouth personal loan is priced

Most loans made to Plymouth's 77,648 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Plymouth's rank of 8th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Plymouth decides the split between a comfortable payment and the total interest you pay.