Personal loans in Plymouth, OH
Census figures put the 2020-to-2023 decrease in Plymouth at about 1.0%. Plymouth is one of 924 Census places in Ohio; its 1,692 residents put it at 424th.
Personal loans in Plymouth are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,692 population. Decide the purpose of the loan and your repayment plan before sharing any details with a Plymouth lender. Rate ceilings, licensing requirements and product limits for Plymouth are all set at the Ohio level. The next larger city is Willard, OH about 5 miles away.
The Plymouth data picture
Here is the sourced Census picture for Plymouth, plus the Ohio lending rules that apply to a loan taken out here.
- Population: about 1,692 people live here, which puts Plymouth 424th of 924 Census places in Ohio (Vintage 2023).
- Population trend: About 1.0% below the 2020 Census base.
- People gained or lost: about 17 fewer since the 2020 base.
- Size percentile: Plymouth sits ahead of around 54% of Ohio places, at 1,692 people.
- Land and density: 2.5 square miles of land carry roughly 677 residents per square mile.
- By land area: Plymouth ranks 321st among Ohio's 924 places, at 2.5 sq mi.
- Water area rank: Plymouth ranks 264th among Ohio's 924 places, with 0.03 sq mi.
- Within Ohio: about 0.0% of the state's population lives in Plymouth.
- National standing: Plymouth ranks 8,256th of 19,457 US places.
- Growth rank: Plymouth ranks 468th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Plymouth moved 1.0%.
- Density rank: Plymouth is the 754th most densely settled place in Ohio.
- Density in context: Plymouth's 677 people per square mile sit against a Ohio median of 1,289.
- Location: coordinates 40.9970, -82.6674 (US Census Bureau Gazetteer).
- Nearest larger cities: Willard (5 mi); Shelby (8 mi); New London (15 mi); Crestline (15 mi); Ontario (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Shiloh (4 mi); North Fairfield (8 mi); Greenwich (8 mi).
- Smaller places within 50 miles: 87 of them.
- Larger places within 100 miles: 301.
Inside a Plymouth personal loan
In Plymouth, a small community of about 1,692, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Plymouth's 1,692 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Plymouth loan is knowable in advance — unlike a revolving card balance.
What is available to Plymouth borrowers
With about 677 residents per square mile, Plymouth is moderately settled, and 60 larger Census places sit within 50 miles. What is available to Plymouth's 1,692 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, Willard, OH about 5 miles away.
What Ohio law requires in Plymouth
The rows below set out what a licensed lender must follow in Ohio, and so for Plymouth's roughly 1,692 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Plymouth's place among Ohio's 924 places
Plymouth is the 424th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Plymouth ranks 468th of 924 in Ohio (about the 49th percentile). Its roughly 677 residents per square mile place it 754th among Ohio's places. Between 2020 and 2023 the count changed by roughly 17 residents.
The geography behind Plymouth
Plymouth covers about 2.5 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). That land carries about 677 people per square mile. Columbus, the largest place in Ohio, is about 72 miles from Plymouth. Within 50 miles of Plymouth there are 60 larger Census places. The 100-mile radius contains 301 larger places.
Common questions
What are my options in Plymouth if my credit is poor?
What loan size can I expect in Plymouth?
Do I have to pledge anything to borrow in Plymouth?
Does comparing loans in Plymouth cost me credit score points?
Nearby places
- Shiloh, OH — population 614
- Willard, OH — population 6,122
- Shelby, OH — population 9,263
- North Fairfield, OH — population 456
- Tiro, OH — population 217
- Greenwich, OH — population 1,389
- New Washington, OH — population 856
- Crestline, OH — population 4,460