Personal loans in Plymouth, NE
From the 2020 Census base to the 2023 estimate, the population declined by about 1.4%. For a borrower among the roughly 357 residents of Plymouth, a personal loan is a tool whose cost turns on the terms, not the address.
About 357 people live in Plymouth, placing it 234th of 527 Census places in Nebraska. The next larger city is De Witt, NE about 7 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Plymouth's 357 residents. Rate-shopping from Plymouth costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Plymouth by the numbers
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: about 357 people live here, which puts Plymouth 234th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.4%.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: Plymouth's 357 people outrank roughly 56% of the places in Nebraska.
- Population density: about 1,130 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Plymouth covers 0.3 square miles, the 326th-largest area among Nebraska's 527 places.
- Share of state population: Plymouth's 357 residents are about 0.0% of Nebraska.
- National rank: Plymouth sits 14,530th by population among the 19,457 places in this dataset.
- Growth rank: Plymouth ranks 325th among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while Plymouth moved 1.4%.
- Density in Nebraska: Plymouth ranks 160th by people per square mile.
- Against the state median: Plymouth runs about 1,130 residents per square mile, where the Nebraska median is 830.
- Location: 40.3025, -96.9885 (Census Gazetteer coordinates).
- Nearest larger cities: De Witt (7 mi); Wilber (12 mi); Beatrice (13 mi); Fairbury (15 mi); Cortland (20 mi). Lenders licensed in the state serve Plymouth whether or not they keep a local branch.
- Smaller communities close by: Swanton (7 mi); Harbine (8 mi); Jansen (10 mi), each with its own Census population profile.
- Within a 50-mile radius: 74 smaller Census places.
- At 100 miles: 181 larger Census places fall inside that radius.
How Plymouth compares across Nebraska
Among Nebraska's 527 places, Plymouth sits at 234th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Plymouth ranks 325th of 527 in Nebraska (about the 38th percentile). By density, at about 1,130 people per square mile, it ranks 160th in Nebraska. Within 50 miles sit 74 smaller Census places, alongside the 40 that are larger.
Nebraska consumer-lending rules applied in Plymouth
Below are the Nebraska rules that apply to a loan made in Plymouth, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
The anatomy of a Plymouth personal loan
With roughly 357 residents, Plymouth is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Plymouth loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Plymouth loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Plymouth
Inside Plymouth's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 1,130 residents per square mile. The state's population centre of gravity, Omaha, is roughly 82 miles away. Counting outward 50 miles, 40 larger communities surround Plymouth. Within the same 50 miles lie 74 smaller Census places.
How lenders reach Plymouth
Plymouth is a moderately settled community of about 357 people, with 40 larger places inside a 50-mile radius. What is available to Plymouth's 357 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest larger city, De Witt, NE about 7 miles away.
Common questions
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Nearby places
- Harbine, NE — population 52
- De Witt, NE — population 514
- Swanton, NE — population 74
- Jansen, NE — population 97
- Wilber, NE — population 1,931
- Diller, NE — population 257
- Clatonia, NE — population 261
- Western, NE — population 222