Personal loans in Plummer, ID

The Census counts 1,113 people in Plummer, the 80th-largest figure among Idaho's 197 places. Rate-shopping from Plummer costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Plummer's 1,113 residents, a company must hold a Idaho licence, and each sourced row below names the regulator behind it. The next larger city is St. Maries, ID about 15 miles away.

Local context for Plummer

Two layers matter for a Plummer borrower: the local population picture and Idaho's consumer-lending statutes.

• Population: the Census counts 1,113 residents in Plummer (Vintage 2023 subcounty estimate), the 80th-largest figure among Idaho's 197 places.
• Population trend: A gain of roughly 9.7% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 98 residents.
• Size percentile: roughly 59% of Idaho places rank below Plummer.
• Density: the Census land area of 1.3 sq mi holds about 882 people per square mile.
• Land area rank: Plummer's 1.3 square miles rank 86th of 197 places in Idaho.
• State share: roughly 0.1% of Idaho's residents live in Plummer (1,113 people).
• National rank: Plummer is the 9,815th most populous of the 19,457 Census places covered here.
• Growth rank: Plummer ranks 43rd among Idaho's 197 places for the 2020-to-2023 change.
• Against the state trend: Plummer's 9.7% change compares with a Idaho average of +7.1% across its 197 places.
• Density in Idaho: Plummer ranks 112th by people per square mile.
• Density in context: Plummer's 882 people per square mile sit against a Idaho median of 1,026.
• Location: mapped by the US Census Bureau at 47.3301, -116.8849.
• Nearest larger cities: St. Maries (15 mi); Liberty Lake (26 mi); Coeur d'Alene (26 mi); Post Falls (27 mi); Spokane Valley (28 mi). Larger metros often have more branches, but online lenders reach Plummer on the same terms.
• Smaller places nearby: Worley (5 mi); Harrison (10 mi); Tekoa (11 mi).
• Smaller neighbours: 33 places smaller than Plummer sit within 50 miles.
• At 100 miles: 42 larger Census places fall inside that radius.

Plummer's place among Idaho's 197 places

Within Idaho, Plummer holds roughly 0.1% of all residents, the 80th-largest share among 197 places. For population change between 2020 and 2023, Plummer ranks 43rd of 197 in Idaho (about the 78th percentile). Its roughly 882 residents per square mile place it 112th among Idaho's places. The population moved by about 98 people between 2020 and 2023, a 9.7% shift.

A practical checklist for Plummer borrowers

A sensible order of operations for a loan in Plummer, home to about 1,113 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Idaho licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Plummer and the rest of Idaho is not the process but the borrower's own file, among the 1,113 people here.

Which Idaho laws govern a loan in Plummer

Read the table as a lender's compliance picture for Plummer: the rule, the sourced figure, the publisher and the date.

How lenders reach Plummer

With about 882 residents per square mile, Plummer is moderately settled, and 20 larger Census places sit within 50 miles. Whether Plummer has a local branch or not, a Idaho-licensed lender can serve its 1,113 people online on the same terms. The nearest larger city, St. Maries, ID about 15 miles away.

How a Plummer personal loan is priced

In Plummer, a small community of about 1,113, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Plummer's rank of 80th in Idaho: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Plummer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.