Personal loans in Pleasanton, NE
Pleasanton is home to roughly 378 people and stands 223rd by size out of 527 Census places in Nebraska. Two households in Pleasanton with comparable incomes can still be offered different rates; the city's 378 residents are not the reason.
From the 2020 Census base to the 2023 estimate, the population rose by about 4.1%. Begin with the payment, then weigh APR and total interest across the lenders that reach Pleasanton's 378 residents. When Nebraska caps or restricts a product, lenders either change the terms or withdraw it from Pleasanton as from the rest of the state. The nearest larger city is Ravenna, NE about 11 miles away.
What the Census records for Pleasanton
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: the Census counts 378 residents in Pleasanton (Vintage 2023 subcounty estimate), the 223rd-largest figure among Nebraska's 527 places.
- Population trend: Up about 4.1% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 15 residents.
- Size percentile: Pleasanton's 378 people outrank roughly 58% of the places in Nebraska.
- Population density: about 1,092 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Pleasanton ranks 309th among Nebraska's 527 places, at 0.3 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Pleasanton.
- National rank: Pleasanton sits 14,308th by population among the 19,457 places in this dataset.
- Growth rank: Pleasanton ranks 21st among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Pleasanton's 4.1%.
- Density in Nebraska: Pleasanton ranks 180th by people per square mile.
- Density in context: Pleasanton's 1,092 people per square mile sit against a Nebraska median of 830.
- Location: it lies at 40.9700, -99.0879 in the Census Gazetteer.
- Nearest larger cities: Ravenna (11 mi); Kearney (19 mi); Gibbon (20 mi); Loup City (22 mi); Elm Creek (23 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Hazard (8 mi); Amherst (13 mi); Litchfield (13 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 40 smaller Census places.
- At 100 miles: 89 larger Census places fall inside that radius.
The anatomy of a Pleasanton personal loan
A Pleasanton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 378 residents. Because pricing is borrower-level, two people in Pleasanton can be quoted different APRs on the same amount and term. Shortening the term on a Pleasanton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Pleasanton: area, density and distance
Inside Pleasanton's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 1,092 people per square mile. Omaha, the largest place in Nebraska, is about 159 miles from Pleasanton. A 50-mile radius around Pleasanton takes in 31 places that are larger. Within the same 50 miles lie 40 smaller Census places.
What is available to Pleasanton borrowers
At roughly 1,092 people per square mile, Pleasanton is moderately settled; 31 larger places lie within 50 miles. A Nebraska licence lets a lender serve Pleasanton without a local office, so branch density does not change what its 378 residents are offered. For a larger market, the closest option is Ravenna, NE about 11 miles away.
Before you apply in Pleasanton
Before you apply in Pleasanton, a community of about 378, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Nebraska licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Pleasanton-specific: the same Nebraska licensing and disclosure rules reach all 378 residents.
Nebraska rules behind a Pleasanton personal loan
Read the table as a lender's compliance picture for Pleasanton: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Hazard, NE — population 59
- Litchfield, NE — population 219
- Ravenna, NE — population 1,382
- Riverdale, NE — population 242
- Amherst, NE — population 198
- Kearney, NE — population 34,362
- Rockville, NE — population 89
- Miller, NE — population 127