Personal loans in Pleak, TX
Pleak ranks 772nd of 1,224 places in Texas, with a population near 1,123. Personal loans in Pleak are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,123 population.
Pleak gained roughly 15.5% in population across the 2020-to-2023 comparison. Begin with the payment, then weigh APR and total interest across the lenders that reach Pleak's 1,123 residents. Every figure below is Texas's own, applied to Pleak's 1,123 residents, with the publisher and retrieval date attached. The closest larger city is Rosenberg, TX about 5 miles away.
Pleak: the sourced local profile
Pleak is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 1,123 residents, 772nd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 15.5%.
- Absolute change: 151 residents added between 2020 and 2023.
- Size percentile: roughly 37% of Texas places rank below Pleak.
- Population density: 615 people per square mile on 1.8 square miles of land.
- Land area rank: Pleak's 1.8 square miles rank 768th of 1,224 places in Texas.
- Water area: Pleak has 0.03 square miles of water, ranking 402nd of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Pleak.
- National rank: Pleak is 9,781st of 19,457 places nationwide.
- Growth rank: Pleak ranks 132nd among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Pleak's 15.5% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Pleak ranks 804th by people per square mile.
- Against the state median: Pleak runs about 615 residents per square mile, where the Texas median is 840.
- Location: the Census Gazetteer records it at 29.4743, -95.8023.
- Nearest larger cities: Rosenberg (5 mi); Needville (6 mi); Richmond (8 mi); Sugar Land (13 mi); Weston Lakes (15 mi). Lenders licensed in the state serve Pleak whether or not they keep a local branch.
- Nearest smaller places: Fairchilds (3 mi); Beasley (7 mi); Thompsons (10 mi).
- Smaller neighbours: 20 places smaller than Pleak sit within 50 miles.
- At 100 miles: 126 larger Census places fall inside that radius.
Pleak: area, density and distance
Pleak's land area is about 1.8 square miles; a further 0.03 square miles is water. Spread across it are roughly 615 residents per square mile. For the state's biggest city, Houston, the distance is roughly 33 miles. A 50-mile radius around Pleak takes in 73 places that are larger. By land area it ranks 768th of 1,224 Texas places.
A pre-application checklist for Pleak
Before you apply in Pleak, a community of about 1,123, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Pleak-specific: the same Texas licensing and disclosure rules reach all 1,123 residents.
Borrowing reach in Pleak
At roughly 615 people per square mile, Pleak is moderately settled; 73 larger places lie within 50 miles. Distance to a branch rarely matters for Pleak's 1,123 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Rosenberg, TX about 5 miles away.
Where Pleak sits in Texas
Within Texas, Pleak holds roughly 0.0% of all residents, the 772nd-largest share among 1,224 places. Its 2020-to-2023 change ranks 132nd of 1,224 Texas places, putting it near the 89th percentile for growth. By density, at about 615 people per square mile, it ranks 804th in Texas. In land area, Pleak ranks 768th among Texas's 1,224 places.
Texas consumer-lending rules applied in Pleak
When Texas does not publish a figure, the row links to the source instead of inventing a number; Pleak is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
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Nearby places
- Fairchilds, TX — population 1,000
- Rosenberg, TX — population 41,104
- Needville, TX — population 3,088
- Richmond, TX — population 12,816
- Beasley, TX — population 692
- Thompsons, TX — population 181
- Sugar Land, TX — population 108,515
- Kendleton, TX — population 352