Personal loans in Plandome Manor, NY
By population, Plandome Manor sits at 455th in New York, with an estimated 801 residents. Plandome Manor added about 0.5% to its population between the 2020 base and the 2023 estimate.
The first question in Plandome Manor is not the rate on offer but whether the payment fits; about 801 people live here under New York lending law. Every figure below is New York's own, applied to Plandome Manor's 801 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Plandome Manor. A larger market lies at Plandome, NY about 0 miles away.
Borrowing in Plandome Manor: the local picture
Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.
- Population: 801 people, a figure that places Plandome Manor 455th among the 595 Census places in New York (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.5% across the 2020-to-2023 comparison.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: roughly 24% of New York's places have fewer residents than Plandome Manor's 801.
- Density: roughly 1,478 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Plandome Manor's 0.5 square miles rank 517th of 595 places in New York.
- Water area rank: Plandome Manor ranks 146th among New York's 595 places, with 0.09 sq mi.
- Share of New York: Plandome Manor holds about 0.0% of the state's population, some 801 people.
- National standing: Plandome Manor ranks 11,186th of 19,457 US places.
- Growth in New York: Plandome Manor stands 68th by percentage change from 2020 to 2023, among 595 places.
- Versus New York: the state average change is -1.1%, while Plandome Manor moved 0.5%.
- Density in New York: Plandome Manor ranks 310th by people per square mile.
- Density in context: Plandome Manor's 1,478 people per square mile sit against a New York median of 1,515.
- Location: it lies at 40.8129, -73.6987 in the Census Gazetteer.
- Nearest larger cities: Plandome (0 mi); Plandome Heights (1 mi); Flower Hill (1 mi); Munsey Park (1 mi); Baxter Estates (1 mi). Living near a larger metro rarely changes what is available in Plandome Manor.
- Smaller communities within reach: Centre Island (11 mi); Cove Neck (12 mi); Hewlett Bay Park (12 mi).
- Within a 50-mile radius: 16 smaller Census places.
- Within 100 miles: 534 places are larger than Plandome Manor.
What New York law requires in Plandome Manor
This table holds the New York rate and licensing rules for consumer loans made to Plandome Manor's 801 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Land, water and location for Plandome Manor
Inside Plandome Manor's boundaries lie roughly 0.5 square miles of land and 0.09 square miles of water. With 801 residents, the land area yields roughly 1,478 people per square mile. For the state's biggest city, New York, the distance is roughly 16 miles. Counting outward 50 miles, 321 larger communities surround Plandome Manor. The 100-mile radius contains 534 larger places.
Where Plandome Manor sits in New York
Set beside New York's 595 places, Plandome Manor ranks 455th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 68th of 595 New York places, putting it near the 89th percentile for growth. By density, at about 1,478 people per square mile, it ranks 310th in New York. The population moved by about 4 people between 2020 and 2023, a 0.5% shift.
How lenders reach Plandome Manor
With about 1,478 residents per square mile, Plandome Manor is moderately settled, and 321 larger Census places sit within 50 miles. A New York licence lets a lender serve Plandome Manor without a local office, so branch density does not change what its 801 residents are offered. The nearest bigger place is Plandome, NY about 0 miles away.
What shapes a Plandome Manor personal loan
In Plandome Manor, a small community of about 801, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Plandome Manor lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Plandome Manor loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Plandome, NY — population 1,452
- Plandome Heights, NY — population 1,002
- Baxter Estates, NY — population 1,006
- Munsey Park, NY — population 2,765
- Flower Hill, NY — population 4,791
- Manorhaven, NY — population 6,901
- Port Washington North, NY — population 3,134
- Thomaston, NY — population 2,718