Personal loans in Plainview, MN
Roughly 3,527 residents live in Plainview, the 196th-largest community in Minnesota. Plainview, Minnesota — home to about 3,527 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule.
Plainview added about 1.3% to its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Plainview lender. For the 3,527 people in Plainview, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is St. Charles, MN about 15 miles away.
The Plainview data picture
Here is the sourced Census picture for Plainview, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: 3,527 people, a figure that places Plainview 196th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 1.3% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 44 residents.
- Size percentile: bigger than about 77% of the places in Minnesota, with 3,527 residents in Plainview.
- Density: the Census land area of 2.1 sq mi holds about 1,645 people per square mile.
- Land area rank: Plainview's 2.1 square miles rank 312th of 853 places in Minnesota.
- Share of Minnesota: Plainview holds about 0.1% of the state's population, some 3,527 people.
- National rank: Plainview is the 5,802nd most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Plainview stands 220th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Plainview's 1.3% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Plainview places 113th among Minnesota's places by people per square mile.
- Density vs Minnesota: Plainview's 1,645 people per square mile compare with a state median of 607.
- Location: 44.1647, -92.1692 (US Census Bureau Gazetteer).
- Nearest larger cities: St. Charles (15 mi); Rochester (19 mi); Lake City (20 mi); Pine Island (23 mi); Goodview (24 mi). Lenders licensed in the state serve Plainview whether or not they keep a local branch.
- Nearest smaller towns: Elgin (5 mi); Millville (8 mi); Elba (9 mi).
- Smaller places within 50 miles: 87 of them.
- At 100 miles: 157 larger Census places fall inside that radius.
Lender access in Plainview
With about 1,645 residents per square mile, Plainview is moderately settled, and 15 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Plainview without a local office, so branch density does not change what its 3,527 residents are offered. The nearest larger city, St. Charles, MN about 15 miles away.
How Minnesota law applies in Plainview
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Plainview is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How a Plainview personal loan is priced
A Plainview personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,527 residents. Federal Truth in Lending rules require a Plainview lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Plainview loan is knowable in advance — unlike a revolving card balance.
Plainview's place among Minnesota's 853 places
Among Minnesota's 853 places, Plainview sits at 196th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 220th of 853 Minnesota places, putting it near the 74th percentile for growth. By density, at about 1,645 people per square mile, it ranks 113th in Minnesota. Within 50 miles sit 87 smaller Census places, alongside the 15 that are larger.
Where Plainview sits
The Census Gazetteer records about 2.1 square miles of land within Plainview, with no significant water area listed. Spread across it are roughly 1,645 residents per square mile. Minneapolis, the largest place in Minnesota, is about 77 miles from Plainview. Plainview has 15 larger places within a 50-mile radius. By land area it ranks 312th of 853 Minnesota places.
Common questions
What are my options in Plainview if my credit is poor?
What loan size can I expect in Plainview?
Do I have to pledge anything to borrow in Plainview?
Does comparing loans in Plainview cost me credit score points?
Nearby places
- Elgin, MN — population 1,148
- Millville, MN — population 150
- Elba, MN — population 128
- Eyota, MN — population 2,019
- Dover, MN — population 778
- Hammond, MN — population 131
- Kellogg, MN — population 431
- St. Charles, MN — population 4,037