Personal loans in Pineville, WV
If you are weighing a personal loan in Pineville, start from the payment you can carry; its 610 residents face the same statewide rules. Pineville lost roughly 5.4% of its population across the 2020-to-2023 comparison.
Pineville is home to roughly 610 people and stands 137th by size out of 230 Census places in West Virginia. Judge Pineville offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Pineville's 610 residents follows from the West Virginia consumer-lending framework. A larger market lies at Mullens, WV about 8 miles away.
Pineville: population, trend and location
Two layers matter for a Pineville borrower: the local population picture and West Virginia's consumer-lending statutes.
- Population: the Census counts 610 residents in Pineville (Vintage 2023 subcounty estimate), the 137th-largest figure among West Virginia's 230 places.
- Population trend: A decline of about 5.4% across the 2020-to-2023 comparison.
- People gained or lost: about 35 fewer since the 2020 base.
- Size percentile: roughly 40% of West Virginia's places have fewer residents than Pineville's 610.
- Population density: about 794 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Pineville covers 0.8 square miles, the 124th-largest area among West Virginia's 230 places.
- Water: Pineville holds about 0.04 square miles, the 71st-largest water area in West Virginia.
- State population share: Pineville accounts for about 0.1% of everyone in West Virginia.
- Nationally: Pineville is the 12,362nd-largest of 19,457 Census places in the dataset.
- Growth rank: Pineville ranks 199th among West Virginia's 230 places for the 2020-to-2023 change.
- Versus West Virginia: the state average change is -3.0%, while Pineville moved 5.4%.
- Density in West Virginia: Pineville ranks 151st by people per square mile.
- Against the state median: Pineville runs about 794 residents per square mile, where the West Virginia median is 1,021.
- Location: mapped by the US Census Bureau at 37.5845, -81.5364.
- Nearest larger cities: Mullens (8 mi); Oceana (9 mi); Welch (11 mi); Gary (15 mi); Sophia (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Davy (9 mi); Kimball (11 mi); Keystone (13 mi).
- Smaller neighbours: 28 places smaller than Pineville sit within 50 miles.
- At 100 miles: 158 larger Census places fall inside that radius.
What West Virginia law requires in Pineville
These are West Virginia's sourced lending facts as they reach Pineville's 610 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Pineville in state context
Among West Virginia's 230 places, Pineville sits at 137th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Pineville ranks 199th of 230 in West Virginia (about the 13th percentile). At about 794 people per square mile, Pineville is the 151st most densely settled place in West Virginia. The population moved by about 35 people between 2020 and 2023, a 5.4% shift.
Lender access in Pineville
Pineville is moderately settled, with about 794 people per square mile and 42 larger places within 50 miles. Distance to a branch rarely matters for Pineville's 610 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mullens, WV about 8 miles away.
The geography behind Pineville
Pineville covers about 0.8 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 794 people per square mile. The state's population centre of gravity, Charleston, is roughly 53 miles away. Pineville has 42 larger places within a 50-mile radius. The 100-mile radius contains 158 larger places.
How a Pineville personal loan is priced
A Pineville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 610 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pineville. A longer term lowers the monthly payment on a Pineville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Oceana, WV — population 1,389
- Mullens, WV — population 1,383
- Davy, WV — population 189
- Welch, WV — population 3,414
- Kimball, WV — population 253
- Keystone, WV — population 157
- Northfork, WV — population 208
- Gary, WV — population 703