Personal loans in Pine Prairie, LA
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Pine Prairie's 1,470 residents. Pine Prairie ranks 129th of 302 places in Louisiana, with a population near 1,470.
Pine Prairie is a small community in Louisiana, with an estimated 1,470 residents, and every licensed lender here follows the same state rulebook. Population in Pine Prairie dropped about 1.4% over the three years from 2020 to 2023. If debt is already a strain, a nonprofit credit counsellor can help Pine Prairie residents before they take on more. The nearest larger metro is Mamou, LA about 10 miles away.
Pine Prairie: the sourced local profile
Set out below is Pine Prairie's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 1,470 residents in Pine Prairie (Vintage 2023 subcounty estimate), the 129th-largest figure among Louisiana's 302 places.
- Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
- Size percentile: with 1,470 residents, Pine Prairie is larger than about 57% of Louisiana's Census places.
- Population density: about 911 people per square mile (Census land area 1.6 sq mi).
- By land area: Pine Prairie ranks 212th among Louisiana's 302 places, at 1.6 sq mi.
- Water area: Pine Prairie has 0.01 square miles of water, ranking 145th of 302 places in Louisiana.
- State population share: Pine Prairie accounts for about 0.1% of everyone in Louisiana.
- National rank: Pine Prairie is the 8,757th most populous of the 19,457 Census places covered here.
- Growth rank: Pine Prairie ranks 85th among Louisiana's 302 places for the 2020-to-2023 change.
- Against the state trend: Pine Prairie's 1.4% change compares with a Louisiana average of -2.1% across its 302 places.
- Density rank: Pine Prairie is the 91st most densely settled place in Louisiana.
- Against the state median: Pine Prairie runs about 911 residents per square mile, where the Louisiana median is 534.
- Location: latitude 30.7820, longitude -92.4220 (Census Gazetteer).
- Nearest larger cities: Mamou (10 mi); Ville Platte (11 mi); Oakdale (14 mi); Bunkie (18 mi); Eunice (20 mi). Online lenders reach Pine Prairie no matter how far the nearest branch is.
- Nearest smaller towns: Turkey Creek (6 mi); Chataignier (16 mi); Glenmora (16 mi).
- Within a 50-mile radius: 38 smaller Census places.
- At 100 miles: 78 larger Census places fall inside that radius.
The state rulebook for Pine Prairie
These are Louisiana's sourced lending facts as they reach Pine Prairie's 1,470 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
What a Pine Prairie borrower is actually offered
In Pine Prairie, a small community of about 1,470, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Pine Prairie lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Pine Prairie loan is knowable in advance — unlike a revolving card balance.
Where Pine Prairie sits
Pine Prairie covers about 1.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 1,470 residents, the land area yields roughly 911 people per square mile. The largest place in Louisiana, New Orleans, lies about 157 miles away. Counting outward 50 miles, 24 larger communities surround Pine Prairie. Within the same 50 miles lie 38 smaller Census places.
Pine Prairie against the rest of Louisiana
Against Louisiana's other places, Pine Prairie accounts for about 0.1% of the state's population and ranks 129th of 302 by size. For population change between 2020 and 2023, Pine Prairie ranks 85th of 302 in Louisiana (about the 72th percentile). By density, at about 911 people per square mile, it ranks 91st in Louisiana. Between 2020 and 2023 the count changed by roughly 21 residents.
Lender access in Pine Prairie
With about 911 residents per square mile, Pine Prairie is moderately settled, and 24 larger Census places sit within 50 miles. Lenders licensed in Louisiana reach Pine Prairie's 1,470 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mamou, LA about 10 miles away.
Common questions
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Nearby places
- Turkey Creek, LA — population 402
- Mamou, LA — population 2,817
- Ville Platte, LA — population 6,167
- Oakdale, LA — population 6,437
- Chataignier, LA — population 256
- Glenmora, LA — population 1,046
- McNary, LA — population 198
- Cheneyville, LA — population 442