Personal loans in Pine Hill, NJ

The trend for Pine Hill between 2020 and 2023 is upward by roughly 0.1%. Compare APR, not the interest rate, because the APR folds in most fees on a Pine Hill loan. The nearest larger city is Lindenwold, NJ about 2 miles away. A lender that serves Pine Hill operates under New Jersey lending statutes and a New Jersey supervisor.

Local context for Pine Hill

Here is the sourced Census picture for Pine Hill, plus the New Jersey lending rules that apply to a loan taken out here.

• Population: a Census-estimated 10,783, 103rd among New Jersey's 323 places (Vintage 2023).
• Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 15 residents added between 2020 and 2023.
• Size percentile: with 10,783 residents, Pine Hill is larger than about 68% of New Jersey's Census places.
• Population density: 2,216 people per square mile on 4.9 square miles of land.
• Land area rank: Pine Hill's 4.9 square miles rank 62nd of 323 places in New Jersey.
• Water area: Pine Hill has 0.06 square miles of water, ranking 165th of 323 places in New Jersey.
• Within New Jersey: about 0.2% of the state's population lives in Pine Hill.
• National standing: Pine Hill ranks 2,989th of 19,457 US places.
• Growth rank: Pine Hill ranks 136th among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while Pine Hill moved 0.1%.
• Density rank: Pine Hill is the 220th most densely settled place in New Jersey.
• Against the state median: Pine Hill runs about 2,216 residents per square mile, where the New Jersey median is 3,448.
• Location: 39.7857, -74.9808 (US Census Bureau Gazetteer).
• Nearest larger cities: Lindenwold (2 mi); Haddonfield (8 mi); Bellmawr (8 mi); Glassboro (9 mi); Gloucester City (10 mi). Living near a larger metro rarely changes what is available in Pine Hill.
• Smaller communities close by: Clementon (1 mi); Berlin (2 mi); Laurel Springs (3 mi), each with its own Census population profile.
• Smaller places within 50 miles: 171 of them.
• At 100 miles: 151 larger Census places fall inside that radius.

Borrowing reach in Pine Hill

With about 2,216 residents per square mile, Pine Hill is fairly dense, and 33 larger Census places sit within 50 miles. Lenders licensed in New Jersey reach Pine Hill's 10,783 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lindenwold, NJ about 2 miles away.

Which New Jersey laws govern a loan in Pine Hill

The rows below set out what a licensed lender must follow in New Jersey, and so for Pine Hill's roughly 10,783 residents.

Pine Hill against the rest of New Jersey

Within New Jersey, Pine Hill holds roughly 0.2% of all residents, the 103rd-largest share among 323 places. For population change between 2020 and 2023, Pine Hill ranks 136th of 323 in New Jersey (about the 58th percentile). At about 2,216 people per square mile, Pine Hill is the 220th most densely settled place in New Jersey. Between 2020 and 2023 the count changed by roughly 15 residents.

Where Pine Hill sits

Inside Pine Hill's boundaries lie roughly 4.9 square miles of land and 0.06 square miles of water. That land carries about 2,216 people per square mile. The state's population centre of gravity, Newark, is roughly 78 miles away. Counting outward 50 miles, 33 larger communities surround Pine Hill. Within the same 50 miles lie 171 smaller Census places.

What shapes a Pine Hill personal loan

Pine Hill is a small town of about 10,783 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Pine Hill can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Pine Hill loan is knowable in advance — unlike a revolving card balance.