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Personal loans in Pikeville, TN

Roughly 1,880 residents live in Pikeville, the 179th-largest community in Tennessee. Pikeville added about 3.1% to its population between the 2020 base and the 2023 estimate. Pikeville is a small community in Tennessee, with an estimated 1,880 residents, and every licensed lender here follows the same state rulebook. A single loan can carry different costs on either side of a state line, and Pikeville sits on the Tennessee side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Pikeville's 1,880 residents are no exception. The nearest larger metro is Dayton, TN about 13 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pikeville: population, trend and location

Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.

Where Pikeville sits

The Census Gazetteer records about 2.4 square miles of land within Pikeville, with no significant water area listed. That land carries about 770 people per square mile. The state's population centre of gravity, Memphis, is roughly 271 miles away. A 50-mile radius around Pikeville takes in 33 places that are larger. The 100-mile radius contains 112 larger places.

How lenders reach Pikeville

Pikeville is a moderately settled community of about 1,880 people, with 33 larger places inside a 50-mile radius. What is available to Pikeville's 1,880 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Dayton, TN about 13 miles away.

The Pikeville borrowing checklist

Before you hand your details to a lender in Pikeville, where the population is near 1,880:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Confirm the Tennessee licence with the regulator named above before committing.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Keep the amount to the expense; an approval is not a reason to take more.
  7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Pikeville-specific: the same Tennessee licensing and disclosure rules reach all 1,880 residents.

Tennessee rules behind a Pikeville personal loan

For the roughly 1,880 residents of Pikeville, the rules below are Tennessee's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorTennessee Department of Financial Institutions (TDFI)
Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Payday lending statusLicensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103)
Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Small-loan / installment lender licensingTDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders
Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16

How Pikeville compares across Tennessee

Set beside Tennessee's 344 places, Pikeville ranks 179th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Pikeville ranks 123rd of 344 in Tennessee (about the 64th percentile). At about 770 people per square mile, Pikeville is the 117th most densely settled place in Tennessee. The population moved by about 57 people between 2020 and 2023, a 3.1% shift.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pikeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pikeville is the same as anywhere in Tennessee.
What loan size can I expect in Pikeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pikeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pikeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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