Personal loans in Piggott, AR
Piggott, Arkansas — home to about 3,538 people — is a small community, so the terms you are offered follow Arkansas law rather than any local rule. By population, Piggott sits at 91st in Arkansas, with an estimated 3,538 residents.
The nearest larger city is Kennett, MO about 13 miles away. The trend for Piggott between 2020 and 2023 is downward by roughly 2.4%. State law, not city hall, decides what a lender may do to Piggott's roughly 3,538 residents, and a state regulator supervises it. Read the disclosure for an origination fee and any prepayment penalty before signing in Piggott.
Where Piggott stands
What follows is Piggott's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.
- Population: about 3,538 people live here, which puts Piggott 91st of 500 Census places in Arkansas (Vintage 2023).
- Population trend: A decline of about 2.4% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 88 residents.
- Size percentile: with 3,538 residents, Piggott is larger than about 82% of Arkansas's Census places.
- Population density: about 656 people per square mile (Census land area 5.4 sq mi).
- By land area: Piggott ranks 118th among Arkansas's 500 places, at 5.4 sq mi.
- Water: Piggott holds about 0.05 square miles, the 94th-largest water area in Arkansas.
- State population share: Piggott accounts for about 0.2% of everyone in Arkansas.
- National rank: Piggott sits 5,790th by population among the 19,457 places in this dataset.
- Growth rank: Piggott's 2020-to-2023 change ranks 346th of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Piggott's 2.4%.
- Density rank: Piggott is the 133rd most densely settled place in Arkansas.
- Density in context: Piggott's 656 people per square mile sit against a Arkansas median of 386.
- Location: 36.3872, -90.1989 (US Census Bureau Gazetteer).
- Nearest larger cities: Kennett (13 mi); Poplar Bluff (29 mi); Paragould (29 mi); Dexter (31 mi); Caruthersville (33 mi). Larger metros often have more branches, but online lenders reach Piggott on the same terms.
- Nearest smaller towns: Greenway (3 mi); Pollard (5 mi); St. Francis (6 mi) — useful context for the surrounding area.
- Smaller neighbours: 85 places smaller than Piggott sit within 50 miles.
- At 100 miles: 57 larger Census places fall inside that radius.
What Arkansas law requires in Piggott
For the roughly 3,538 residents of Piggott, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Piggott against the rest of Arkansas
Among Arkansas's 500 places, Piggott sits at 91st for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 346th of 500 Arkansas places, putting it near the 31th percentile for growth. By density, at about 656 people per square mile, it ranks 133rd in Arkansas. In land area, Piggott ranks 118th among Arkansas's 500 places.
A practical checklist for Piggott borrowers
For Piggott's roughly 3,538 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Piggott-specific: the same Arkansas licensing and disclosure rules reach all 3,538 residents.
Piggott: area, density and distance
Inside Piggott's boundaries lie roughly 5.4 square miles of land and 0.05 square miles of water. That land carries about 656 people per square mile. The largest place in Arkansas, Little Rock, lies about 167 miles away. Within 50 miles of Piggott there are 13 larger Census places. By land area it ranks 118th of 500 Arkansas places.
What shapes a Piggott personal loan
A Piggott personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,538 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Piggott. Shortening the term on a Piggott loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Greenway, AR — population 171
- Pollard, AR — population 189
- St. Francis, AR — population 209
- Nimmons, AR — population 64
- Rector, AR — population 1,824
- Campbell, MO — population 1,525
- Holcomb, MO — population 597
- McDougal, AR — population 130