Personal loans in Pigeon Falls, WI
The roughly 372 people who live in Pigeon Falls borrow under Wisconsin rules; city hall sets no personal-loan rate. Census figures put the 2020-to-2023 decrease in Pigeon Falls at about 2.4%. With 372 residents, Pigeon Falls outranks about 14% of the communities in Wisconsin. Work out your debt-to-income ratio first; lenders weigh it heavily, and Pigeon Falls's 372 residents are no exception. Rate ceilings, licensing requirements and product limits for Pigeon Falls are all set at the Wisconsin level. The closest larger place is Whitehall, WI about 8 miles away.
Pigeon Falls: population, trend and location
Here is the sourced Census picture for Pigeon Falls, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: a Census-estimated 372, 519th among Wisconsin's 605 places (Vintage 2023).
- Population trend: A drop of about 2.4% from 2020 to 2023.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: about 14% of Wisconsin's Census places are smaller than Pigeon Falls.
- Density: the Census land area of 0.4 sq mi holds about 857 people per square mile.
- Land area: Pigeon Falls covers 0.4 square miles, the 587th-largest area among Wisconsin's 605 places.
- Share of state population: Pigeon Falls's 372 residents are about 0.0% of Wisconsin.
- National rank: Pigeon Falls is 14,384th of 19,457 places nationwide.
- Growth in Wisconsin: Pigeon Falls stands 531st by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Pigeon Falls moved 2.4%.
- Density in Wisconsin: Pigeon Falls ranks 277th by people per square mile.
- Against the state median: Pigeon Falls runs about 857 residents per square mile, where the Wisconsin median is 800.
- Location: 44.4246, -91.2083 (Census Gazetteer coordinates).
- Nearest larger cities: Whitehall (8 mi); Blair (8 mi); Taylor (8 mi); Hixton (10 mi); Osseo (11 mi). Larger metros often have more branches, but online lenders reach Pigeon Falls on the same terms.
- Smaller places close by: Minnesota City (35 mi); Dakota (36 mi); Minneiska (37 mi).
- Smaller neighbours: 8 places smaller than Pigeon Falls sit within 50 miles.
- At 100 miles: 297 larger Census places fall inside that radius.
The state rulebook for Pigeon Falls
Wisconsin has no separate rate rule for Pigeon Falls; the sourced rows below are what reach every lender that serves its 372 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Pigeon Falls's place among Wisconsin's 605 places
Among Wisconsin's 605 places, Pigeon Falls sits at 519th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 531st of 605 Wisconsin places, putting it near the 12th percentile for growth. At about 857 people per square mile, Pigeon Falls is the 277th most densely settled place in Wisconsin. The population moved by about 9 people between 2020 and 2023, a 2.4% shift.
Steps to take before a Pigeon Falls loan
Complete these steps first when you borrow in Pigeon Falls (372 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Pigeon Falls as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 372 residents.
The geography behind Pigeon Falls
Inside Pigeon Falls's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 857 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 187 miles away. Within 50 miles of Pigeon Falls there are 65 larger Census places. Within the same 50 miles lie 8 smaller Census places.
What is available to Pigeon Falls borrowers
Pigeon Falls is moderately settled, with about 857 people per square mile and 65 larger places within 50 miles. Distance to a branch rarely matters for Pigeon Falls's 372 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Whitehall, WI about 8 miles away.
Common questions
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Does comparing loans in Pigeon Falls cost me credit score points?
Nearby places
- Blair, WI — population 1,270
- Taylor, WI — population 468
- Whitehall, WI — population 1,616
- Osseo, WI — population 1,787
- Hixton, WI — population 438
- Strum, WI — population 1,057
- Independence, WI — population 1,472
- Ettrick, WI — population 521