Personal loans in Pigeon Falls, WI

The roughly 372 people who live in Pigeon Falls borrow under Wisconsin rules; city hall sets no personal-loan rate. Census figures put the 2020-to-2023 decrease in Pigeon Falls at about 2.4%. With 372 residents, Pigeon Falls outranks about 14% of the communities in Wisconsin. Work out your debt-to-income ratio first; lenders weigh it heavily, and Pigeon Falls's 372 residents are no exception. Rate ceilings, licensing requirements and product limits for Pigeon Falls are all set at the Wisconsin level. The closest larger place is Whitehall, WI about 8 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pigeon Falls: population, trend and location

Here is the sourced Census picture for Pigeon Falls, plus the Wisconsin lending rules that apply to a loan taken out here.

The state rulebook for Pigeon Falls

Wisconsin has no separate rate rule for Pigeon Falls; the sourced rows below are what reach every lender that serves its 372 people.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

Pigeon Falls's place among Wisconsin's 605 places

Among Wisconsin's 605 places, Pigeon Falls sits at 519th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 531st of 605 Wisconsin places, putting it near the 12th percentile for growth. At about 857 people per square mile, Pigeon Falls is the 277th most densely settled place in Wisconsin. The population moved by about 9 people between 2020 and 2023, a 2.4% shift.

Steps to take before a Pigeon Falls loan

Complete these steps first when you borrow in Pigeon Falls (372 residents):

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
  5. Write down the purpose of the loan and your repayment plan before you apply.
  6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Pigeon Falls as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 372 residents.

The geography behind Pigeon Falls

Inside Pigeon Falls's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 857 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 187 miles away. Within 50 miles of Pigeon Falls there are 65 larger Census places. Within the same 50 miles lie 8 smaller Census places.

What is available to Pigeon Falls borrowers

Pigeon Falls is moderately settled, with about 857 people per square mile and 65 larger places within 50 miles. Distance to a branch rarely matters for Pigeon Falls's 372 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Whitehall, WI about 8 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pigeon Falls if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pigeon Falls is the same as anywhere in Wisconsin.
What loan size can I expect in Pigeon Falls?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pigeon Falls?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pigeon Falls cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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