Personal loans in Pierron, IL

Pierron counts about 448 people, and what is genuinely local about borrowing here is limited — Illinois law does the governing. Read the disclosure for an origination fee and any prepayment penalty before signing in Pierron. To lend to Pierron's 448 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. The closest larger place is Pocahontas, IL about 4 miles away.

Local context for Pierron

What follows is Pierron's place in the Census record, alongside the Illinois rules that govern a personal loan made here.

• Population: the Census counts 448 residents in Pierron (Vintage 2023 subcounty estimate), the 898th-largest figure among Illinois's 1,294 places.
• Population trend: A decline of about 2.8% across the 2020-to-2023 comparison.
• Net change: roughly 13 fewer people than the 2020 Census counted.
• Size percentile: about 31% of Illinois's Census places are smaller than Pierron.
• Population density: 610 people per square mile on 0.7 square miles of land.
• By land area: Pierron ranks 901st among Illinois's 1,294 places, at 0.7 sq mi.
• Share of state population: Pierron's 448 residents are about 0.0% of Illinois.
• National standing: Pierron ranks 13,621st of 19,457 US places.
• Growth rank: Pierron ranks 893rd among Illinois's 1,294 places for the 2020-to-2023 change.
• Against the state trend: Pierron's 2.8% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: Pierron ranks 925th by people per square mile.
• Density vs Illinois: Pierron's 610 people per square mile compare with a state median of 993.
• Location: latitude 38.7792, longitude -89.5918 (Census Gazetteer).
• Nearest larger cities: Pocahontas (4 mi); Highland (5 mi); St. Rose (7 mi); Marine (10 mi); St. Jacob (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Grantfork (5 mi); Old Ripley (8 mi); New Douglas (14 mi).
• Smaller neighbours: 73 places smaller than Pierron sit within 50 miles.
• At 100 miles: 425 larger Census places fall inside that radius.

Lender access in Pierron

Pierron is moderately settled, with about 610 people per square mile and 184 larger places within 50 miles. Lenders licensed in Illinois reach Pierron's 448 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pocahontas, IL about 4 miles away.

Pierron against the rest of Illinois

Set beside Illinois's 1,294 places, Pierron ranks 898th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Pierron ranks 893rd of 1,294 in Illinois (about the 31th percentile). At about 610 people per square mile, Pierron is the 925th most densely settled place in Illinois. The population moved by about 13 people between 2020 and 2023, a 2.8% shift.

How a Pierron personal loan is priced

Pierron is a small community of about 448 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Pierron lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Pierron loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Pierron

Pierron's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. With 448 residents, the land area yields roughly 610 people per square mile. The largest place in Illinois, Chicago, lies about 234 miles away. A 50-mile radius around Pierron takes in 184 places that are larger. The 100-mile radius contains 425 larger places.

Illinois consumer-lending rules applied in Pierron

Illinois has no separate rate rule for Pierron; the sourced rows below are what reach every lender that serves its 448 people.