Personal loans in Philipsburg, MT

The Census estimates 910 residents in Philipsburg, which ranks it 59th of 127 places in Montana. Use the calculator on this page to price an amount and term before you commit in Philipsburg. Every figure below is Montana's own, applied to Philipsburg's 910 residents, with the publisher and retrieval date attached. The nearest larger metro is Anaconda-Deer Lodge, MT about 18 miles away.

Local context for Philipsburg

Set out below is Philipsburg's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 910, 59th among Montana's 127 places (Vintage 2023).
• Population trend: A gain of roughly 8.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 71 residents.
• Size percentile: with 910 residents, Philipsburg is larger than about 54% of Montana's Census places.
• Population density: about 1,071 people per square mile (Census land area 0.8 sq mi).
• Land area rank: Philipsburg's 0.8 square miles rank 68th of 127 places in Montana.
• Within Montana: about 0.2% of the state's population lives in Philipsburg.
• National rank: Philipsburg sits 10,649th by population among the 19,457 places in this dataset.
• Growth rank: Philipsburg ranks 30th among Montana's 127 places for the 2020-to-2023 change.
• Versus Montana: the state average change is +3.8%, while Philipsburg moved 8.5%.
• Density rank: Philipsburg is the 64th most densely settled place in Montana.
• Against the state median: Philipsburg runs about 1,071 residents per square mile, where the Montana median is 1,071.
• Location: 46.3324, -113.2960 (Census Gazetteer coordinates).
• Nearest larger cities: Anaconda-Deer Lodge (18 mi); Deer Lodge (27 mi); Stevensville (40 mi); Hamilton (42 mi); Missoula (51 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Drummond (24 mi); Walkerville (42 mi); Pinesdale (44 mi).
• Within a 50-mile radius: 4 smaller Census places.
• Larger places within 100 miles: 16.

Steps to take before a Philipsburg loan

For Philipsburg's roughly 910 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Montana regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Philipsburg and the rest of Montana is not the process but the borrower's own file, among the 910 people here.

Montana consumer-lending rules applied in Philipsburg

The rows below set out what a licensed lender must follow in Montana, and so for Philipsburg's roughly 910 residents.

Philipsburg: area, density and distance

Inside Philipsburg's boundaries lie about 0.8 square miles of land, with no significant water area recorded. The resulting density is about 1,071 people per square mile. Billings, the largest place in Montana, is about 230 miles from Philipsburg. A 50-mile radius around Philipsburg takes in 4 places that are larger. Within the same 50 miles lie 4 smaller Census places.

How Philipsburg compares across Montana

Set beside Montana's 127 places, Philipsburg ranks 59th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Philipsburg ranks 30th of 127 in Montana (about the 76th percentile). At about 1,071 people per square mile, Philipsburg is the 64th most densely settled place in Montana. In land area, Philipsburg ranks 68th among Montana's 127 places.

What is available to Philipsburg borrowers

Philipsburg is a moderately settled community of about 910 people, with 4 larger places inside a 50-mile radius. What is available to Philipsburg's 910 borrowers is set by Montana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Anaconda-Deer Lodge, MT about 18 miles away.