Personal loans in Petrolia, PA
Lenders active in Petrolia report to a Pennsylvania supervisor, identified in the sourced rows below.
A lender serving Petrolia holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 173 residents. The Census counts 173 people in Petrolia, the 953rd-largest figure among Pennsylvania's 1,013 places. A 2020-to-2023 comparison shows Petrolia down by about 2.8%. Pull your credit reports and line up at least three offers before you apply from Petrolia. Borrowers who want a bigger city can look to Fairview, PA about 1 miles away.
Petrolia: population, trend and location
Two layers matter for a Petrolia borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: about 173 people live here, which puts Petrolia 953rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Down about 2.8% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: roughly 6% of Pennsylvania's places have fewer residents than Petrolia's 173.
- Density: roughly 438 residents per square mile, spread over 0.4 sq mi of land.
- By land area: Petrolia ranks 813th among Pennsylvania's 1,013 places, at 0.4 sq mi.
- Within Pennsylvania: about 0.0% of the state's population lives in Petrolia.
- National standing: Petrolia ranks 16,909th of 19,457 US places.
- Growth rank: Petrolia ranks 867th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Petrolia's 2.8%.
- Density in Pennsylvania: Petrolia ranks 884th by people per square mile.
- Against the state median: Petrolia runs about 438 residents per square mile, where the Pennsylvania median is 1,990.
- Location: mapped by the US Census Bureau at 41.0216, -79.7168.
- Nearest larger cities: Fairview (1 mi); Bruin (2 mi); Chicora (5 mi); Parker (5 mi); East Brady (6 mi). Larger metros often have more branches, but online lenders reach Petrolia on the same terms.
- Nearest smaller towns: Karns City (2 mi); Cherry Valley (10 mi); Callensburg (11 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 19 of them.
- Within 100 miles: 677 places are larger than Petrolia.
Petrolia in state context
Within Pennsylvania, Petrolia holds roughly 0.0% of all residents, the 953rd-largest share among 1,013 places. Its 2020-to-2023 change ranks 867th of 1,013 Pennsylvania places, putting it near the 14th percentile for growth. At about 438 people per square mile, Petrolia is the 884th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 5 residents.
Where Petrolia sits
Petrolia's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 438 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 251 miles away. Within 50 miles of Petrolia there are 244 larger Census places. The 100-mile radius contains 677 larger places.
Borrowing reach in Petrolia
Petrolia is a lightly settled community of about 173 people, with 244 larger places inside a 50-mile radius. What is available to Petrolia's 173 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fairview, PA about 1 miles away.
What a Petrolia borrower is actually offered
In Petrolia, a small community of about 173, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Petrolia's rank of 953rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Petrolia decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Petrolia
Read the table as a lender's compliance picture for Petrolia: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Petrolia if my credit is poor?
What loan size can I expect in Petrolia?
Do I have to pledge anything to borrow in Petrolia?
Does comparing loans in Petrolia cost me credit score points?
Nearby places
- Karns City, PA — population 167
- Fairview, PA — population 184
- Bruin, PA — population 408
- Chicora, PA — population 893
- Parker, PA — population 682
- East Brady, PA — population 803
- Foxburg, PA — population 178
- Eau Claire, PA — population 299