Personal loans in Persia, IA

Persia lost roughly 1.3% of its population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Persia are all set at the Iowa level. Compare APR, not the interest rate, because the APR folds in most fees on a Persia loan. The nearest larger city is Minden, IA about 8 miles away.

Persia by the numbers

Persia is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 293 — Persia ranks 569th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.3% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: roughly 39% of Iowa places rank below Persia.
• Population density: about 585 people per square mile (Census land area 0.5 sq mi).
• Land area rank: Persia's 0.5 square miles rank 652nd of 940 places in Iowa.
• Share of state population: Persia's 293 residents are about 0.0% of Iowa.
• National standing: Persia ranks 15,207th of 19,457 US places.
• Growth rank: Persia ranks 496th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Persia's 1.3%.
• Density rank: Persia places 530th among Iowa's places by people per square mile.
• Density vs Iowa: Persia's 585 people per square mile compare with a state median of 672.
• Location: it lies at 41.5786, -95.5701 in the Census Gazetteer.
• Nearest larger cities: Minden (8 mi); Shelby (8 mi); Neola (9 mi); Logan (12 mi); Woodbine (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Portsmouth (6 mi); Tennant (7 mi); Panama (11 mi).
• Smaller neighbours: 50 places smaller than Persia sit within 50 miles.
• Within 100 miles: 279 places are larger than Persia.

Iowa consumer-lending rules applied in Persia

Below are the Iowa rules that apply to a loan made in Persia, each with the regulator that issued it.

What a Persia borrower is actually offered

A Persia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 293 residents. A lender serving Persia's 293 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Persia loan is knowable in advance — unlike a revolving card balance.

How Persia compares across Iowa

Against Iowa's other places, Persia accounts for about 0.0% of the state's population and ranks 569th of 940 by size. For population change between 2020 and 2023, Persia ranks 496th of 940 in Iowa (about the 47th percentile). By density, at about 585 people per square mile, it ranks 530th in Iowa. Within 50 miles sit 50 smaller Census places, alongside the 76 that are larger.

A practical checklist for Persia borrowers

These steps shape the offer you get in Persia, a place of about 293 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Persia as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 293 residents.

Borrowing reach in Persia

With about 585 residents per square mile, Persia is moderately settled, and 76 larger Census places sit within 50 miles. What is available to Persia's 293 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Minden, IA about 8 miles away.