Personal loans in Perryville, KY
A personal loan in Perryville is priced from your credit file and income, not from the fact that the city holds 792 people. With 792 residents, Perryville outranks about 43% of the communities in Kentucky.
Judge Perryville offers on total cost, not on how quickly the money arrives. Perryville gained roughly 0.8% in population across the 2020-to-2023 comparison. A lender that serves Perryville operates under Kentucky lending statutes and a Kentucky supervisor. The next larger city is Danville, KY about 10 miles away.
Perryville: the sourced local profile
The figures below are Perryville's own — Census population, land area and coordinates — followed by the Kentucky rules.
- Population: a Census-estimated 792, 237th among Kentucky's 416 places (Vintage 2023).
- Population trend: Roughly 0.8% more residents than the 2020 Census counted.
- Net change: roughly 6 more people than the 2020 Census counted.
- Size percentile: roughly 43% of Kentucky places rank below Perryville.
- Density: the Census land area of 0.8 sq mi holds about 1,014 people per square mile.
- By land area: Perryville ranks 251st among Kentucky's 416 places, at 0.8 sq mi.
- Water area: Perryville has 0.01 square miles of water, ranking 175th of 416 places in Kentucky.
- State share: roughly 0.0% of Kentucky's residents live in Perryville (792 people).
- National rank: Perryville sits 11,226th by population among the 19,457 places in this dataset.
- Growth rank: Perryville's 2020-to-2023 change ranks 135th of 416 places in Kentucky.
- Versus Kentucky: the state average change is -0.2%, while Perryville moved 0.8%.
- Density in Kentucky: Perryville ranks 211th by people per square mile.
- Density vs Kentucky: Perryville's 1,014 people per square mile compare with a state median of 1,045.
- Location: mapped by the US Census Bureau at 37.6502, -84.9508.
- Nearest larger cities: Danville (10 mi); Harrodsburg (10 mi); Junction City (10 mi); Burgin (13 mi); Springfield (15 mi). Online lenders reach Perryville no matter how far the nearest branch is.
- Smaller places nearby: Mackville (9 mi); Hustonville (14 mi); Willisburg (14 mi).
- Smaller neighbours: 15 places smaller than Perryville sit within 50 miles.
- Within 100 miles: 202 places are larger than Perryville.
How lenders reach Perryville
With about 1,014 residents per square mile, Perryville is moderately settled, and 45 larger Census places sit within 50 miles. What is available to Perryville's 792 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. The nearest larger city, Danville, KY about 10 miles away.
Land, water and location for Perryville
Inside Perryville's boundaries lie roughly 0.8 square miles of land and 0.01 square miles of water. The resulting density is about 1,014 people per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 38 miles. Perryville has 45 larger places within a 50-mile radius. The 100-mile radius contains 202 larger places.
Perryville against the rest of Kentucky
Among Kentucky's 416 places, Perryville sits at 237th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Perryville stands 135th among Kentucky's 416 places — roughly the 68th percentile. By density, at about 1,014 people per square mile, it ranks 211th in Kentucky. The population moved by about 6 people between 2020 and 2023, a 0.8% shift.
Kentucky rules behind a Perryville personal loan
When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Perryville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
A practical checklist for Perryville borrowers
A sensible order of operations for a loan in Perryville, home to about 792 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Kentucky regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Perryville as elsewhere in Kentucky, the written terms — not the advertisement — are what count for its 792 residents.
Common questions
What are my options in Perryville if my credit is poor?
What loan size can I expect in Perryville?
Do I have to pledge anything to borrow in Perryville?
Does comparing loans in Perryville cost me credit score points?
Nearby places
- Mackville, KY — population 207
- Harrodsburg, KY — population 9,219
- Junction City, KY — population 2,289
- Danville, KY — population 17,383
- Hustonville, KY — population 399
- Burgin, KY — population 1,000
- Willisburg, KY — population 301
- Bradfordsville, KY — population 273