Personal loans in Perkins, OK

With an estimated 3,270 residents, Perkins is the 102nd-largest of 590 places in Oklahoma. The next larger city is Stillwater, OK about 11 miles away. Every figure below is Oklahoma's own, applied to Perkins's 3,270 residents, with the publisher and retrieval date attached. Pull your credit reports and line up at least three offers before you apply from Perkins.

Perkins: the sourced local profile

Two layers matter for a Perkins borrower: the local population picture and Oklahoma's consumer-lending statutes.

• Population: 3,270 — Perkins ranks 102nd of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: Up about 1.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 53 residents added between 2020 and 2023.
• Size percentile: with 3,270 residents, Perkins is larger than about 83% of Oklahoma's Census places.
• Population density: about 1,120 people per square mile across 2.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Perkins's 2.9 square miles rank 193rd of 590 places in Oklahoma.
• State share: roughly 0.1% of Oklahoma's residents live in Perkins (3,270 people).
• National rank: Perkins sits 6,007th by population among the 19,457 places in this dataset.
• Growth rank: Perkins ranks 211th among Oklahoma's 590 places for the 2020-to-2023 change.
• Against the state trend: Perkins's 1.6% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density rank: Perkins places 77th among Oklahoma's places by people per square mile.
• Density vs Oklahoma: Perkins's 1,120 people per square mile compare with a state median of 546.
• Location: latitude 35.9798, longitude -97.0313 (Census Gazetteer).
• Nearest larger cities: Stillwater (11 mi); Cushing (15 mi); Guthrie (22 mi); Perry (26 mi); Edmond (30 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Ripley (8 mi); Tryon (8 mi); Agra (11 mi), each with its own Census population profile.
• Smaller neighbours: 72 places smaller than Perkins sit within 50 miles.
• Larger places within 100 miles: 71.

Perkins against the rest of Oklahoma

Perkins is the 102nd-largest of 590 Census places in Oklahoma and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 211th of 590 Oklahoma places, putting it near the 64th percentile for growth. At about 1,120 people per square mile, Perkins is the 77th most densely settled place in Oklahoma. Within 50 miles sit 72 smaller Census places, alongside the 22 that are larger.

What is available to Perkins borrowers

Perkins is a moderately settled community of about 3,270 people, with 22 larger places inside a 50-mile radius. A Oklahoma licence lets a lender serve Perkins without a local office, so branch density does not change what its 3,270 residents are offered. For a larger market, the closest option is Stillwater, OK about 11 miles away.

What Oklahoma law requires in Perkins

When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Perkins is bound by the same rules.

What a Perkins borrower is actually offered

Most loans made to Perkins's 3,270 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Perkins lender to disclose the APR and finance charge before you sign. The term you choose in Perkins decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Perkins

The Census Gazetteer records about 2.9 square miles of land within Perkins, with no significant water area listed. With 3,270 residents, the land area yields roughly 1,120 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 45 miles away. A 50-mile radius around Perkins takes in 22 places that are larger. By land area it ranks 193rd of 590 Oklahoma places.