Personal loans in Peck, ID

For a community of about 171, the practical step is to compare APR across at least three lenders before committing. About 171 people live in Peck, placing it 177th of 197 Census places in Idaho. State law, not city hall, decides what a lender may do to Peck's roughly 171 residents, and a state regulator supervises it. Peck added about 3.6% to its population between the 2020 base and the 2023 estimate. The closest larger place is Orofino, ID about 8 miles away.

Peck by the numbers

Here is the sourced Census picture for Peck, plus the Idaho lending rules that apply to a loan taken out here.

• Population: 171 people, a figure that places Peck 177th among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.6% more residents than the 2020 Census counted.
• People gained or lost: about 6 more since the 2020 base.
• Size percentile: roughly 10% of Idaho's places have fewer residents than Peck's 171.
• Density: roughly 676 residents per square mile, spread over 0.3 sq mi of land.
• Land area rank: Peck's 0.3 square miles rank 175th of 197 places in Idaho.
• Within Idaho: about 0.0% of the state's population lives in Peck.
• National rank: Peck sits 16,936th by population among the 19,457 places in this dataset.
• Growth in Idaho: Peck stands 135th by percentage change from 2020 to 2023, among 197 places.
• Versus Idaho: the state average change is +7.1%, while Peck moved 3.6%.
• Density rank: Peck is the 138th most densely settled place in Idaho.
• Density in context: Peck's 676 people per square mile sit against a Idaho median of 1,026.
• Location: 46.4747 / -116.4262, per the US Census Bureau Gazetteer.
• Nearest larger cities: Orofino (8 mi); Culdesac (14 mi); Kendrick (15 mi); Juliaetta (15 mi); Craigmont (16 mi). Online lenders reach Peck no matter how far the nearest branch is.
• Smaller places nearby: Reubens (12 mi); Ferdinand (22 mi); Elk River (24 mi).
• Smaller neighbours: 4 places smaller than Peck sit within 50 miles.
• Within 100 miles: 86 places are larger than Peck.

How personal loans work in Peck

With roughly 171 residents, Peck is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Peck's 171 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Peck decides the split between a comfortable payment and the total interest you pay.

How lenders reach Peck

With about 676 residents per square mile, Peck is moderately settled, and 30 larger Census places sit within 50 miles. Lenders licensed in Idaho reach Peck's 171 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Orofino, ID about 8 miles away.

Idaho rules behind a Peck personal loan

Idaho has no separate rate rule for Peck; the sourced rows below are what reach every lender that serves its 171 people.

Peck's place among Idaho's 197 places

Against Idaho's other places, Peck accounts for about 0.0% of the state's population and ranks 177th of 197 by size. For population change between 2020 and 2023, Peck ranks 135th of 197 in Idaho (about the 31th percentile). By density, at about 676 people per square mile, it ranks 138th in Idaho. By land area, its 0.3 square miles rank 175th of 197 places in Idaho.

Peck: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Peck, with no significant water area listed. That land carries about 676 people per square mile. Boise City, the largest place in Idaho, is about 199 miles from Peck. Counting outward 50 miles, 30 larger communities surround Peck. The 100-mile radius contains 86 larger places.