Personal loans in Parkway, MO
At about 650 residents, Parkway is larger than roughly 56% of the places in Missouri. Parkway lost roughly 2.3% of its population across the 2020-to-2023 comparison.
Personal loans in Parkway are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 650 population. To lend to Parkway's 650 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. Rate-shopping from Parkway costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to St. Clair, MO about 2 miles away.
Borrowing in Parkway: the local picture
The figures below are Parkway's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: a Census-estimated 650, 414th among Missouri's 937 places (Vintage 2023).
- Population trend: About 2.3% below the 2020 Census base.
- People gained or lost: about 15 fewer since the 2020 base.
- Size percentile: Parkway sits ahead of around 56% of Missouri places, at 650 people.
- Density: roughly 1,410 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Parkway's 0.5 square miles rank 601st of 937 places in Missouri.
- State population share: Parkway accounts for about 0.0% of everyone in Missouri.
- Nationally: Parkway is the 12,103rd-largest of 19,457 Census places in the dataset.
- Growth rank: Parkway's 2020-to-2023 change ranks 792nd of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Parkway moved 2.3%.
- Density rank: Parkway is the 149th most densely settled place in Missouri.
- Density in context: Parkway's 1,410 people per square mile sit against a Missouri median of 743.
- Location: latitude 38.3355, longitude -90.9681 (Census Gazetteer).
- Nearest larger cities: St. Clair (2 mi); Union (7 mi); Sullivan (14 mi); Washington (15 mi); Pacific (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Charmwood (8 mi); Miramiguoa Park (9 mi); Oak Grove Village (12 mi).
- Smaller neighbours: 60 places smaller than Parkway sit within 50 miles.
- Larger places within 100 miles: 270.
Parkway against the rest of Missouri
Among Missouri's 937 places, Parkway sits at 414th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Parkway ranks 792nd of 937 in Missouri (about the 15th percentile). By density, at about 1,410 people per square mile, it ranks 149th in Missouri. Within 50 miles sit 60 smaller Census places, alongside the 134 that are larger.
How lenders reach Parkway
Parkway is moderately settled, with about 1,410 people per square mile and 134 larger places within 50 miles. What is available to Parkway's 650 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, St. Clair, MO about 2 miles away.
What a Parkway borrower is actually offered
Most loans made to Parkway's 650 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Parkway's rank of 414th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Parkway loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Parkway
Parkway covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 650 residents, the land area yields roughly 1,410 people per square mile. The largest place in Missouri, Kansas City, lies about 201 miles away. Within 50 miles of Parkway there are 134 larger Census places. The 100-mile radius contains 270 larger places.
How Missouri law applies in Parkway
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Parkway lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Parkway if my credit is poor?
What loan size can I expect in Parkway?
Do I have to pledge anything to borrow in Parkway?
Does comparing loans in Parkway cost me credit score points?
Nearby places
- St. Clair, MO — population 4,716
- Union, MO — population 13,000
- Miramiguoa Park, MO — population 123
- Charmwood, MO — population 16
- Oak Grove Village, MO — population 400
- Washington, MO — population 15,450
- Sullivan, MO — population 6,829
- Three Creeks, MO — population 6