Personal loans in Parkerville, KS

Roughly 48 residents live in Parkerville, the 577th-largest community in Kansas. If you are weighing a personal loan in Parkerville, start from the payment you can carry; its 48 residents face the same statewide rules.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For practical purposes, Parkerville's population was stable from the 2020 base to the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Parkerville loan. To lend to Parkerville's 48 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. A larger market lies at White City, KS about 4 miles away.

Where Parkerville stands

Most of what governs a Parkerville loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.

Parkerville against the rest of Kansas

Set beside Kansas's 625 places, Parkerville ranks 577th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Parkerville ranks 152nd of 625 in Kansas (about the 76th percentile). Its roughly 375 residents per square mile place it 495th among Kansas's places. Between 2020 and 2023 the count changed by roughly 0 residents.

Getting a loan in Parkerville

Parkerville is a lightly settled community of about 48 people, with 73 larger places inside a 50-mile radius. Lenders licensed in Kansas reach Parkerville's 48 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is White City, KS about 4 miles away.

Land, water and location for Parkerville

Parkerville covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 375 people per square mile. Wichita, the largest place in Kansas, is about 83 miles from Parkerville. Parkerville has 73 larger places within a 50-mile radius. Within the same 50 miles lie 7 smaller Census places.

Kansas rules behind a Parkerville personal loan

The rows below set out what a licensed lender must follow in Kansas, and so for Parkerville's roughly 48 residents.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

How a Parkerville personal loan is priced

Parkerville is a small community of about 48 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Parkerville's 48 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Parkerville loan but raises total interest, so the smallest payment is not the cheapest loan.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Parkerville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Parkerville is the same as anywhere in Kansas.
What loan size can I expect in Parkerville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Parkerville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Parkerville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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