Personal loans in Parkerfield, KS

Parkerfield is home to roughly 406 people and stands 305th by size out of 625 Census places in Kansas. The next larger city is Arkansas City, KS about 2 miles away. A 2020-to-2023 comparison shows Parkerfield down by about 0.7%. To lend to Parkerfield's 406 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. If debt is already a strain, a nonprofit credit counsellor can help Parkerfield residents before they take on more.

Parkerfield by the numbers

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

• Population: 406 — Parkerfield ranks 305th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.7% fewer residents than the 2020 Census counted.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: about 51% of Kansas communities are smaller than Parkerfield (406 residents).
• Population density: about 445 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Parkerfield ranks 223rd among Kansas's 625 places, at 0.9 sq mi.
• Share of Kansas: Parkerfield holds about 0.0% of the state's population, some 406 people.
• National rank: Parkerfield is 14,039th of 19,457 places nationwide.
• Growth rank: Parkerfield's 2020-to-2023 change ranks 252nd of 625 places in Kansas.
• Against the state trend: Parkerfield's 0.7% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Parkerfield places 465th among Kansas's places by people per square mile.
• Against the state median: Parkerfield runs about 445 residents per square mile, where the Kansas median is 764.
• Location: 37.0678, -96.9956 (Census Gazetteer coordinates).
• Nearest larger cities: Arkansas City (2 mi); Winfield (12 mi); Newkirk (13 mi); Oxford (17 mi); Burden (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Geuda Springs (9 mi); Dexter (17 mi); Kildare (18 mi), each with its own Census population profile.
• Smaller neighbours: 31 places smaller than Parkerfield sit within 50 miles.
• At 100 miles: 166 larger Census places fall inside that radius.

What is available to Parkerfield borrowers

Parkerfield is lightly settled, with about 445 people per square mile and 32 larger places within 50 miles. Distance to a branch rarely matters for Parkerfield's 406 residents: the application is online and the price follows your credit file. The nearest larger city, Arkansas City, KS about 2 miles away.

Parkerfield in state context

Parkerfield is the 305th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 252nd of 625 Kansas places, putting it near the 60th percentile for growth. Its roughly 445 residents per square mile place it 465th among Kansas's places. Between 2020 and 2023 the count changed by roughly 3 residents.

Which Kansas laws govern a loan in Parkerfield

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Parkerfield lender must follow.

What to do before borrowing in Parkerfield

For Parkerfield's roughly 406 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Kansas licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Parkerfield-specific: the same Kansas licensing and disclosure rules reach all 406 residents.

The anatomy of a Parkerfield personal loan

A Parkerfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 406 residents. A lender serving Parkerfield's 406 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Parkerfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.