Personal loans in Park, KS

With 115 residents, Park outranks about 24% of the communities in Kansas. Compare APR, not the interest rate, because the APR folds in most fees on a Park loan. Park lost roughly 0.9% of its population across the 2020-to-2023 comparison. The closest larger place is Grainfield, KS about 6 miles away.

The Park data picture

Two layers matter for a Park borrower: the local population picture and Kansas's consumer-lending statutes.

• Population: 115 people, a figure that places Park 478th among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.9% since the 2020 count.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: about 24% of Kansas communities are smaller than Park (115 residents).
• Population density: about 365 people per square mile (Census land area 0.3 sq mi).
• Land area: Park covers 0.3 square miles, the 419th-largest area among Kansas's 625 places.
• State share: roughly 0.0% of Kansas's residents live in Park (115 people).
• National rank: Park is the 17,869th most populous of the 19,457 Census places covered here.
• Growth rank: Park ranks 272nd among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Park moved 0.9%.
• Density rank: Park places 502nd among Kansas's places by people per square mile.
• Against the state median: Park runs about 365 residents per square mile, where the Kansas median is 764.
• Location: mapped by the US Census Bureau at 39.1118, -100.3614.
• Nearest larger cities: Grainfield (6 mi); Quinter (7 mi); Grinnell (14 mi); Hoxie (17 mi); Oakley (26 mi). Lenders licensed in the state serve Park whether or not they keep a local branch.
• Nearest smaller towns: Gove City (13 mi); Collyer (14 mi); Morland (22 mi).
• Smaller places within 50 miles: 13 of them.
• Within 100 miles: 95 places are larger than Park.

Getting a loan in Park

At roughly 365 people per square mile, Park is lightly settled; 18 larger places lie within 50 miles. Distance to a branch rarely matters for Park's 115 residents: the application is online and the price follows your credit file. The nearest larger city, Grainfield, KS about 6 miles away.

What to do before borrowing in Park

Before you apply in Park, a community of about 115, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Kansas licence with the regulator named above before committing.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Park and the rest of Kansas is not the process but the borrower's own file, among the 115 people here.

The Kansas lending rules that reach Park

This table holds the Kansas rate and licensing rules for consumer loans made to Park's 115 residents.

Park against the rest of Kansas

Within Kansas, Park holds roughly 0.0% of all residents, the 478th-largest share among 625 places. Its 2020-to-2023 change ranks 272nd of 625 Kansas places, putting it near the 56th percentile for growth. By density, at about 365 people per square mile, it ranks 502nd in Kansas. Between 2020 and 2023 the count changed by roughly 1 residents.

Park on the map

Park covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 365 people per square mile. For the state's biggest city, Wichita, the distance is roughly 191 miles. A 50-mile radius around Park takes in 18 places that are larger. The 100-mile radius contains 95 larger places.