Personal loans in Pahokee, FL
The roughly 5,553 people who live in Pahokee borrow under Florida rules; city hall sets no personal-loan rate. With an estimated 5,553 residents, Pahokee is the 218th-largest of 411 places in Florida.
Rate-shopping from Pahokee costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A 2020-to-2023 comparison shows Pahokee up by about 0.5%. Rate ceilings, licensing requirements and product limits for Pahokee are all set at the Florida level. The closest larger place is Belle Glade, FL about 9 miles away.
Pahokee: population, trend and location
The figures below are Pahokee's own — Census population, land area and coordinates — followed by the Florida rules.
- Population: an estimated 5,553 residents, 218th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.5% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 28 residents.
- Size percentile: roughly 47% of Florida places rank below Pahokee.
- Population density: 1,045 people per square mile on 5.3 square miles of land.
- Land area rank: Pahokee's 5.3 square miles rank 196th of 411 places in Florida.
- State share: roughly 0.0% of Florida's residents live in Pahokee (5,553 people).
- National rank: Pahokee is 4,555th of 19,457 places nationwide.
- Growth rank: Pahokee ranks 289th among Florida's 411 places for the 2020-to-2023 change.
- Against the state trend: Pahokee's 0.5% change compares with a Florida average of +5.5% across its 411 places.
- Density in Florida: Pahokee ranks 260th by people per square mile.
- Density in context: Pahokee's 1,045 people per square mile sit against a Florida median of 1,608.
- Location: mapped by the US Census Bureau at 26.8202, -80.6620.
- Nearest larger cities: Belle Glade (9 mi); Clewiston (18 mi); Indiantown (19 mi); Westlake (23 mi); Wellington (27 mi). Living near a larger metro rarely changes what is available in Pahokee.
- Nearest smaller places: South Bay (10 mi); Loxahatchee Groves (25 mi); Moore Haven (27 mi).
- Within a 50-mile radius: 24 smaller Census places.
- Within 100 miles: 99 places are larger than Pahokee.
The state rulebook for Pahokee
The rows below set out what a licensed lender must follow in Florida, and so for Pahokee's roughly 5,553 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Before you apply in Pahokee
Before you apply in Pahokee, a community of about 5,553, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Florida regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Florida; what changes is your credit file, not the fact that Pahokee holds 5,553 people.
How a Pahokee personal loan is priced
With roughly 5,553 residents, Pahokee is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Pahokee's 5,553 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Pahokee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Pahokee
Pahokee's land area is roughly 5.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,045 residents per square mile. The state's population centre of gravity, Jacksonville, is roughly 250 miles away. Pahokee has 31 larger places within a 50-mile radius. By land area it ranks 196th of 411 Florida places.
What is available to Pahokee borrowers
Pahokee is moderately settled, with about 1,045 people per square mile and 31 larger places within 50 miles. Whether Pahokee has a local branch or not, a Florida-licensed lender can serve its 5,553 people online on the same terms. The nearest bigger place is Belle Glade, FL about 9 miles away.
Common questions
What are my options in Pahokee if my credit is poor?
What loan size can I expect in Pahokee?
Do I have to pledge anything to borrow in Pahokee?
Does comparing loans in Pahokee cost me credit score points?
Nearby places
- Belle Glade, FL — population 16,840
- South Bay, FL — population 4,861
- Indiantown, FL — population 6,755
- Clewiston, FL — population 7,238
- Westlake, FL — population 5,999
- Loxahatchee Groves, FL — population 3,452
- Wellington, FL — population 61,634
- Moore Haven, FL — population 1,664