Personal loans in Overly, ND

Overly is home to roughly 10 people and stands 348th by size out of 355 Census places in North Dakota. Compare APR, not the interest rate, because the APR folds in most fees on a Overly loan. Over 2020 to 2023, Overly recorded almost no population movement. The nearest larger metro is Willow City, ND about 8 miles away.

Borrowing in Overly: the local picture

What follows is Overly's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: about 10 people live here, which puts Overly 348th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: Overly's 10 people outrank roughly 2% of the places in North Dakota.
• Population density: about 27 people per square mile (Census land area 0.4 sq mi).
• Land area rank: Overly's 0.4 square miles rank 227th of 355 places in North Dakota.
• State share: roughly 0.0% of North Dakota's residents live in Overly (10 people).
• National rank: Overly sits 19,425th by population among the 19,457 places in this dataset.
• Growth rank: Overly ranks 82nd among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Overly's 0.0% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Overly ranks 342nd by people per square mile.
• Density vs North Dakota: Overly's 27 people per square mile compare with a state median of 352.
• Location: coordinates 48.6811, -100.1510 (US Census Bureau Gazetteer).
• Nearest larger cities: Willow City (8 mi); Dunseith (10 mi); Rolette (14 mi); Gardena (16 mi); Bottineau (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Perth (32 mi); Calio (55 mi); Kief (59 mi).
• Smaller neighbours: 1 places smaller than Overly sit within 50 miles.
• Within 100 miles: 105 places are larger than Overly.

Land, water and location for Overly

The Census Gazetteer records about 0.4 square miles of land within Overly, with no significant water area listed. With 10 residents, the land area yields roughly 27 people per square mile. The state's population centre of gravity, Fargo, is roughly 199 miles away. A 50-mile radius around Overly takes in 31 places that are larger. By land area it ranks 227th of 355 North Dakota places.

How Overly compares across North Dakota

Among North Dakota's 355 places, Overly sits at 348th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 82nd of 355 North Dakota places, putting it near the 77th percentile for growth. By density, at about 27 people per square mile, it ranks 342nd in North Dakota. Between 2020 and 2023 the count changed by roughly 0 residents.

How a Overly personal loan is priced

A Overly personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10 residents. The APR tracks your credit score rather than Overly's rank of 348th in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Overly loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Overly

Overly is a sparsely settled community of about 10 people, with 31 larger places inside a 50-mile radius. Distance to a branch rarely matters for Overly's 10 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Willow City, ND about 8 miles away.

How North Dakota law applies in Overly

Below are the North Dakota rules that apply to a loan made in Overly, each with the regulator that issued it.