Personal loans in Osburn, ID

Roughly 1,659 residents live in Osburn, the 72nd-largest community in Idaho. A 2020-to-2023 comparison shows Osburn up by about 5.7%. For a community of about 1,659, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Kellogg, ID about 6 miles away.

The Osburn data picture

Two layers matter for a Osburn borrower: the local population picture and Idaho's consumer-lending statutes.

• Population: an estimated 1,659 residents, 72nd of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 5.7%.
• People gained or lost: about 89 more since the 2020 base.
• Size percentile: about 63% of Idaho communities are smaller than Osburn (1,659 residents).
• Population density: about 1,260 people per square mile (Census land area 1.3 sq mi).
• By land area: Osburn ranks 83rd among Idaho's 197 places, at 1.3 sq mi.
• Water: Osburn holds about 0.02 square miles, the 58th-largest water area in Idaho.
• Within Idaho: about 0.1% of the state's population lives in Osburn.
• National rank: Osburn is the 8,336th most populous of the 19,457 Census places covered here.
• Growth rank: Osburn's 2020-to-2023 change ranks 93rd of 197 places in Idaho.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Osburn's 5.7%.
• Density rank: Osburn is the 85th most densely settled place in Idaho.
• Density in context: Osburn's 1,260 people per square mile sit against a Idaho median of 1,026.
• Location: latitude 47.5057, longitude -116.0007 (Census Gazetteer).
• Nearest larger cities: Kellogg (6 mi); Pinehurst (11 mi); St. Maries (30 mi); Dalton Gardens (39 mi); Coeur d'Alene (39 mi). Larger metros often have more branches, but online lenders reach Osburn on the same terms.
• Smaller places nearby: Wallace (4 mi); Wardner (6 mi); Smelterville (9 mi).
• Smaller neighbours: 15 places smaller than Osburn sit within 50 miles.
• Within 100 miles: 34 places are larger than Osburn.

Osburn in state context

Osburn is the 72nd-largest of 197 Census places in Idaho and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 93rd of 197 Idaho places, putting it near the 53th percentile for growth. By density, at about 1,260 people per square mile, it ranks 85th in Idaho. Within 50 miles sit 15 smaller Census places, alongside the 8 that are larger.

Idaho consumer-lending rules applied in Osburn

These are Idaho's sourced lending facts as they reach Osburn's 1,659 residents; the state has no city-level rate rule.

Osburn on the map

Osburn's land area is about 1.3 square miles; a further 0.02 square miles is water. Spread across it are roughly 1,260 residents per square mile. The state's population centre of gravity, Boise City, is roughly 270 miles away. Counting outward 50 miles, 8 larger communities surround Osburn. By land area it ranks 83rd of 197 Idaho places.

Lender access in Osburn

Osburn is moderately settled, with about 1,260 people per square mile and 8 larger places within 50 miles. Distance to a branch rarely matters for Osburn's 1,659 residents: the application is online and the price follows your credit file. The nearest larger city, Kellogg, ID about 6 miles away.

Inside a Osburn personal loan

With roughly 1,659 residents, Osburn is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Osburn. The term you choose in Osburn decides the split between a comfortable payment and the total interest you pay.