Personal loans in Osborne, KS

An estimated 1,303 people make their home in Osborne, a figure that ranks 163rd in Kansas. The nearest larger city is Smith Center, KS about 23 miles away. Consumer lending that reaches Osborne's 1,303 residents is governed by Kansas statute; no city ordinance changes it. Price two or three terms so you can see which payment is truly affordable in Osborne.

Osborne: population, trend and location

Two layers matter for a Osborne borrower: the local population picture and Kansas's consumer-lending statutes.

• Population: 1,303 residents; Osborne is the 163rd-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.8%.
• People gained or lost: about 24 fewer since the 2020 base.
• Size percentile: Osborne sits ahead of around 74% of Kansas places, at 1,303 people.
• Population density: 847 people per square mile on 1.5 square miles of land.
• Land area rank: Osborne's 1.5 square miles rank 143rd of 625 places in Kansas.
• State population share: Osborne accounts for about 0.1% of everyone in Kansas.
• Nationally: Osborne is the 9,254th-largest of 19,457 Census places in the dataset.
• Growth rank: Osborne ranks 377th among Kansas's 625 places for the 2020-to-2023 change.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Osborne's 1.8%.
• Density in Kansas: Osborne ranks 278th by people per square mile.
• Density vs Kansas: Osborne's 847 people per square mile compare with a state median of 764.
• Location: mapped by the US Census Bureau at 39.4405, -98.6995.
• Nearest larger cities: Smith Center (23 mi); Stockton (31 mi); Beloit (32 mi); Plainville (35 mi); Russell (39 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Portis (9 mi); Downs (9 mi); Alton (13 mi).
• Smaller places within 50 miles: 53 of them.
• At 100 miles: 39 larger Census places fall inside that radius.

Osborne: area, density and distance

Inside Osborne's boundaries lie about 1.5 square miles of land, with no significant water area recorded. Spread across it are roughly 847 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 141 miles. Osborne has 6 larger places within a 50-mile radius. Within the same 50 miles lie 53 smaller Census places.

The Osborne borrowing checklist

Before you hand your details to a lender in Osborne, where the population is near 1,303:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Kansas licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Osborne and the rest of Kansas is not the process but the borrower's own file, among the 1,303 people here.

Osborne in state context

Against Kansas's other places, Osborne accounts for about 0.1% of the state's population and ranks 163rd of 625 by size. Its 2020-to-2023 change ranks 377th of 625 Kansas places, putting it near the 40th percentile for growth. Its roughly 847 residents per square mile place it 278th among Kansas's places. Within 50 miles sit 53 smaller Census places, alongside the 6 that are larger.

What is available to Osborne borrowers

Osborne is moderately settled, with about 847 people per square mile and 6 larger places within 50 miles. Distance to a branch rarely matters for Osborne's 1,303 residents: the application is online and the price follows your credit file. The nearest larger city, Smith Center, KS about 23 miles away.

What Kansas law requires in Osborne

The rows below set out what a licensed lender must follow in Kansas, and so for Osborne's roughly 1,303 residents.