Personal loans in Orme, TN

Orme is one of 344 Census places in Tennessee; its 85 residents put it at 342nd. For a community of about 85, the practical step is to compare APR across at least three lenders before committing. Rate ceilings, licensing requirements and product limits for Orme are all set at the Tennessee level. The nearest larger city is South Pittsburg, TN about 5 miles away.

Orme: the sourced local profile

The figures below are Orme's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: 85 people, a figure that places Orme 342nd among the 344 Census places in Tennessee (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.4%.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: roughly 1% of Tennessee's places have fewer residents than Orme's 85.
• Population density: about 21 people per square mile across 4.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Orme's 4.1 square miles rank 182nd of 344 places in Tennessee.
• Share of state population: Orme's 85 residents are about 0.0% of Tennessee.
• National rank: Orme sits 18,402nd by population among the 19,457 places in this dataset.
• Growth rank: Orme's 2020-to-2023 change ranks 332nd of 344 places in Tennessee.
• Versus Tennessee: the state average change is +2.4%, while Orme moved 3.4%.
• Density rank: Orme places 344th among Tennessee's places by people per square mile.
• Density vs Tennessee: Orme's 21 people per square mile compare with a state median of 553.
• Location: 35.0147 / -85.8048, per the US Census Bureau Gazetteer.
• Nearest larger cities: South Pittsburg (5 mi); Bridgeport (6 mi); Kimball (8 mi); New Hope (8 mi); Stevenson (10 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Union Grove (56 mi); Mooresville (67 mi); Ridgeville (68 mi).
• Smaller neighbours: 0 places smaller than Orme sit within 50 miles.
• Larger places within 100 miles: 297.

Getting a loan in Orme

Orme is sparsely settled, with about 21 people per square mile and 85 larger places within 50 miles. Whether Orme has a local branch or not, a Tennessee-licensed lender can serve its 85 people online on the same terms. For a larger market, the closest option is South Pittsburg, TN about 5 miles away.

What Tennessee law requires in Orme

Read the table as a lender's compliance picture for Orme: the rule, the sourced figure, the publisher and the date.

How a Orme personal loan is priced

A Orme personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 85 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Orme. Shortening the term on a Orme loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Orme sits

Orme covers about 4.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 21 people per square mile. The largest place in Tennessee, Memphis, lies about 236 miles away. Within 50 miles of Orme there are 85 larger Census places. The 100-mile radius contains 297 larger places.

What to do before borrowing in Orme

For Orme's roughly 85 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Tennessee licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Orme and the rest of Tennessee is not the process but the borrower's own file, among the 85 people here.