Personal loans in Orleans, IN
Orleans shed about 1.8% of its population between the 2020 base and the 2023 estimate. A lender serving Orleans holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 2,069 residents.
About 2,069 people live in Orleans, placing it 201st of 565 Census places in Indiana. A larger market lies at Mitchell, IN about 5 miles away. A single loan can carry different costs on either side of a state line, and Orleans sits on the Indiana side of that line. For a community of about 2,069, the practical step is to compare APR across at least three lenders before committing.
What the Census records for Orleans
Most of what governs a Orleans loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: 2,069 — Orleans ranks 201st of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.8% since the 2020 count.
- Net change: roughly 37 fewer people than the 2020 Census counted.
- Size percentile: roughly 64% of Indiana places rank below Orleans.
- Density: roughly 1,211 residents per square mile, spread over 1.7 sq mi of land.
- By land area: Orleans ranks 197th among Indiana's 565 places, at 1.7 sq mi.
- State population share: Orleans accounts for about 0.1% of everyone in Indiana.
- National rank: Orleans is the 7,503rd most populous of the 19,457 Census places covered here.
- Growth rank: Orleans's 2020-to-2023 change ranks 522nd of 565 places in Indiana.
- Against the state trend: Orleans's 1.8% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Orleans is the 337th most densely settled place in Indiana.
- Density vs Indiana: Orleans's 1,211 people per square mile compare with a state median of 1,375.
- Location: 38.6611 / -86.4517, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mitchell (5 mi); Paoli (7 mi); Bedford (14 mi); Salem (20 mi); Loogootee (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Saltillo (8 mi); Campbellsburg (10 mi); West Baden Springs (11 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 57 smaller Census places.
- Within 100 miles: 148 places are larger than Orleans.
Orleans: area, density and distance
Orleans's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,211 people per square mile. The largest place in Indiana, Fort Wayne, lies about 181 miles away. Counting outward 50 miles, 32 larger communities surround Orleans. By land area it ranks 197th of 565 Indiana places.
Where Orleans sits in Indiana
Among Indiana's 565 places, Orleans sits at 201st for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 522nd of 565 Indiana places, putting it near the 8th percentile for growth. Its roughly 1,211 residents per square mile place it 337th among Indiana's places. In land area, Orleans ranks 197th among Indiana's 565 places.
Borrowing reach in Orleans
With about 1,211 residents per square mile, Orleans is moderately settled, and 32 larger Census places sit within 50 miles. What is available to Orleans's 2,069 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mitchell, IN about 5 miles away.
What a Orleans borrower is actually offered
A Orleans personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,069 residents. A lender serving Orleans's 2,069 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Orleans loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Orleans
Read the table as a lender's compliance picture for Orleans: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Mitchell, IN — population 3,942
- Paoli, IN — population 3,600
- Saltillo, IN — population 98
- West Baden Springs, IN — population 560
- Campbellsburg, IN — population 536
- Bedford, IN — population 13,855
- French Lick, IN — population 1,731
- Livonia, IN — population 98