Personal loans in Orestes, IN
Orestes counts about 338 people, and what is genuinely local about borrowing here is limited — Indiana law does the governing.
A single loan can carry different costs on either side of a state line, and Orestes sits on the Indiana side of that line. The Census estimates 338 residents in Orestes, which ranks it 452nd of 565 places in Indiana. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Orestes loan. A 2020-to-2023 comparison shows Orestes up by about 2.4%. The closest larger city is Alexandria, IN about 3 miles away.
Orestes by the numbers
Orestes is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 338 residents in Orestes (Vintage 2023 subcounty estimate), the 452nd-largest figure among Indiana's 565 places.
- Population trend: A rise of about 2.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
- Size percentile: with 338 residents, Orestes is larger than about 20% of Indiana's Census places.
- Population density: about 722 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Orestes's 0.5 square miles rank 398th of 565 places in Indiana.
- Within Indiana: about 0.0% of the state's population lives in Orestes.
- National rank: Orestes is the 14,713th most populous of the 19,457 Census places covered here.
- Growth in Indiana: Orestes stands 81st by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while Orestes moved 2.4%.
- Density rank: Orestes places 479th among Indiana's places by people per square mile.
- Against the state median: Orestes runs about 722 residents per square mile, where the Indiana median is 1,375.
- Location: mapped by the US Census Bureau at 40.2716, -85.7250.
- Nearest larger cities: Alexandria (3 mi); Frankton (4 mi); Elwood (6 mi); Summitville (6 mi); Fairmount (11 mi). Online lenders reach Orestes no matter how far the nearest branch is.
- Smaller places close by: Country Club Heights (10 mi); Woodlawn Heights (11 mi); River Forest (11 mi).
- Smaller neighbours: 35 places smaller than Orestes sit within 50 miles.
- At 100 miles: 455 larger Census places fall inside that radius.
A pre-application checklist for Orestes
Before you apply in Orestes, a community of about 338, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Indiana regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Indiana; what changes is your credit file, not the fact that Orestes holds 338 people.
What Indiana law requires in Orestes
These are Indiana's sourced lending facts as they reach Orestes's 338 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Where Orestes sits
Orestes covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 338 residents, the land area yields roughly 722 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 64 miles. A 50-mile radius around Orestes takes in 122 places that are larger. The 100-mile radius contains 455 larger places.
How lenders reach Orestes
Orestes is a moderately settled community of about 338 people, with 122 larger places inside a 50-mile radius. Distance to a branch rarely matters for Orestes's 338 residents: the application is online and the price follows your credit file. The nearest larger city, Alexandria, IN about 3 miles away.
How Orestes compares across Indiana
Among Indiana's 565 places, Orestes sits at 452nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Orestes ranks 81st of 565 in Indiana (about the 86th percentile). Its roughly 722 residents per square mile place it 479th among Indiana's places. By land area, its 0.5 square miles rank 398th of 565 places in Indiana.
Common questions
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Nearby places
- Alexandria, IN — population 5,163
- Frankton, IN — population 1,792
- Summitville, IN — population 991
- Elwood, IN — population 8,423
- Country Club Heights, IN — population 97
- Woodlawn Heights, IN — population 88
- River Forest, IN — population 25
- Fairmount, IN — population 2,659