Personal loans in Orangeville, PA
In Orangeville, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. The Census estimates 479 residents in Orangeville, which ranks it 772nd of 1,013 places in Pennsylvania. The trend for Orangeville between 2020 and 2023 is downward by roughly 0.4%. Lenders active in Orangeville report to a Pennsylvania supervisor, identified in the sourced rows below. Judge Orangeville offers on total cost, not on how quickly the money arrives. The closest larger place is Bloomsburg, PA about 6 miles away.
Orangeville: the sourced local profile
Orangeville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 479, ranked 772nd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: about 24% of Pennsylvania's Census places are smaller than Orangeville.
- Population density: 1,076 people per square mile on 0.4 square miles of land.
- Land area rank: Orangeville's 0.4 square miles rank 775th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Orangeville.
- Nationally: Orangeville is the 13,338th-largest of 19,457 Census places in the dataset.
- Growth rank: Orangeville's 2020-to-2023 change ranks 330th of 1,013 places in Pennsylvania.
- Against the state trend: Orangeville's 0.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Orangeville is the 715th most densely settled place in Pennsylvania.
- Against the state median: Orangeville runs about 1,076 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 41.0770, -76.4135 (US Census Bureau Gazetteer).
- Nearest larger cities: Bloomsburg (6 mi); Millville (7 mi); Briar Creek (7 mi); Benton (8 mi); Berwick (9 mi). Living near a larger metro rarely changes what is available in Orangeville.
- Nearest smaller towns: Stillwater (6 mi); New Columbus (9 mi); Washingtonville (14 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 36 smaller Census places.
- At 100 miles: 493 larger Census places fall inside that radius.
Which Pennsylvania laws govern a loan in Orangeville
These are Pennsylvania's sourced lending facts as they reach Orangeville's 479 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Orangeville on the map
Orangeville's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 479 residents, the land area yields roughly 1,076 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 100 miles. A 50-mile radius around Orangeville takes in 136 places that are larger. The 100-mile radius contains 493 larger places.
Borrowing reach in Orangeville
Orangeville is moderately settled, with about 1,076 people per square mile and 136 larger places within 50 miles. Whether Orangeville has a local branch or not, a Pennsylvania-licensed lender can serve its 479 people online on the same terms. The nearest bigger place is Bloomsburg, PA about 6 miles away.
What a Orangeville borrower is actually offered
With roughly 479 residents, Orangeville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Orangeville. The term you choose in Orangeville decides the split between a comfortable payment and the total interest you pay.
A pre-application checklist for Orangeville
Before you apply in Orangeville, a community of about 479, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Orangeville as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 479 residents.
Common questions
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Nearby places
- Stillwater, PA — population 199
- Bloomsburg, PA — population 13,112
- Millville, PA — population 984
- Benton, PA — population 822
- Catawissa, PA — population 1,527
- Briar Creek, PA — population 596
- New Columbus, PA — population 221
- Berwick, PA — population 10,261