Personal loans in Okmulgee, OK
Census figures put the 2020-to-2023 increase in Okmulgee at about 0.7%. By population, Okmulgee sits at 42nd in Oklahoma, with an estimated 11,376 residents.
The roughly 11,376 people who live in Okmulgee borrow under Oklahoma rules; city hall sets no personal-loan rate. Compare APR, not the interest rate, because the APR folds in most fees on a Okmulgee loan. State law, not city hall, decides what a lender may do to Okmulgee's roughly 11,376 residents, and a state regulator supervises it. The next larger city is Bixby, OK about 23 miles away.
What the Census records for Okmulgee
Most of what governs a Okmulgee loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: about 11,376 people live here, which puts Okmulgee 42nd of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.7%.
- Absolute change: 75 residents added between 2020 and 2023.
- Size percentile: Okmulgee sits ahead of around 93% of Oklahoma places, at 11,376 people.
- Population density: about 661 people per square mile across 17.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Okmulgee covers 17.2 square miles, the 49th-largest area among Oklahoma's 590 places.
- Water area: Okmulgee has 2.77 square miles of water, ranking 9th of 590 places in Oklahoma.
- State share: roughly 0.4% of Oklahoma's residents live in Okmulgee (11,376 people).
- National rank: Okmulgee is the 2,868th most populous of the 19,457 Census places covered here.
- Growth rank: Okmulgee's 2020-to-2023 change ranks 286th of 590 places in Oklahoma.
- Against the state trend: Okmulgee's 0.7% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Okmulgee places 246th among Oklahoma's places by people per square mile.
- Density in context: Okmulgee's 661 people per square mile sit against a Oklahoma median of 546.
- Location: latitude 35.6252, longitude -95.9540 (Census Gazetteer).
- Nearest larger cities: Bixby (23 mi); Glenpool (23 mi); Jenks (26 mi); Sapulpa (28 mi); Broken Arrow (30 mi). Lenders licensed in the state serve Okmulgee whether or not they keep a local branch.
- Smaller towns nearby: Morris (5 mi); Schulter (8 mi); Grayson (9 mi).
- Within a 50-mile radius: 89 smaller Census places.
- Larger places within 100 miles: 30.
What Oklahoma law requires in Okmulgee
Read the table as a lender's compliance picture for Okmulgee: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
The anatomy of a Okmulgee personal loan
In Okmulgee, a small town of about 11,376, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Okmulgee's 11,376 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Okmulgee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Okmulgee sits in Oklahoma
Okmulgee is the 42nd-largest of 590 Census places in Oklahoma and contains about 0.4% of the state's people. On the 2020-to-2023 trend, Okmulgee stands 286th among Oklahoma's 590 places — roughly the 52th percentile. Its roughly 661 residents per square mile place it 246th among Oklahoma's places. The population moved by about 75 people between 2020 and 2023, a 0.7% shift.
Okmulgee: area, density and distance
Okmulgee covers about 17.2 square miles of land, with 2.77 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 661 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 88 miles. Okmulgee has 10 larger places within a 50-mile radius. Within the same 50 miles lie 89 smaller Census places.
Lender access in Okmulgee
At roughly 661 people per square mile, Okmulgee is moderately settled; 10 larger places lie within 50 miles. Distance to a branch rarely matters for Okmulgee's 11,376 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Bixby, OK about 23 miles away.
Common questions
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Nearby places
- Morris, OK — population 1,321
- Schulter, OK — population 429
- Grayson, OK — population 135
- Beggs, OK — population 1,186
- Dewar, OK — population 759
- Winchester, OK — population 556
- Hoffman, OK — population 87
- Henryetta, OK — population 5,612