Personal loans in Odessa, MN

Odessa is a small community in Minnesota, with an estimated 104 residents, and every licensed lender here follows the same state rulebook. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Odessa's 104 residents. Price two or three terms so you can see which payment is truly affordable in Odessa. For a bigger market, look to Ortonville, MN about 6 miles away.

Borrowing in Odessa: the local picture

Odessa is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 104, ranked 751st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
• Size percentile: Odessa's 104 people outrank roughly 12% of the places in Minnesota.
• Land and density: 1.0 square miles of land carry roughly 108 residents per square mile.
• Land area rank: Odessa's 1.0 square miles rank 544th of 853 places in Minnesota.
• State population share: Odessa accounts for about 0.0% of everyone in Minnesota.
• National rank: Odessa sits 18,067th by population among the 19,457 places in this dataset.
• Growth rank: Odessa ranks 333rd among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Odessa moved 0.0%.
• Density in Minnesota: Odessa ranks 758th by people per square mile.
• Against the state median: Odessa runs about 108 residents per square mile, where the Minnesota median is 607.
• Location: latitude 45.2622, longitude -96.3335 (Census Gazetteer).
• Nearest larger cities: Ortonville (6 mi); Big Stone City (7 mi); Bellingham (9 mi); Milbank (15 mi); Clinton (15 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Correll (9 mi); Louisburg (10 mi); Nassau (14 mi).
• Within a 50-mile radius: 23 smaller Census places.
• At 100 miles: 254 larger Census places fall inside that radius.

How personal loans work in Odessa

Odessa is a small community of about 104 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Odessa's 104 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Odessa loan is knowable in advance — unlike a revolving card balance.

How Odessa compares across Minnesota

Within Minnesota, Odessa holds roughly 0.0% of all residents, the 751st-largest share among 853 places. On the 2020-to-2023 trend, Odessa stands 333rd among Minnesota's 853 places — roughly the 61th percentile. Its roughly 108 residents per square mile place it 758th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 0 residents.

The geography behind Odessa

Inside Odessa's boundaries lie about 1.0 square miles of land, with no significant water area recorded. Spread across it are roughly 108 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 151 miles away. Counting outward 50 miles, 56 larger communities surround Odessa. The 100-mile radius contains 254 larger places.

What Minnesota law requires in Odessa

These are Minnesota's sourced lending facts as they reach Odessa's 104 residents; the state has no city-level rate rule.

Getting a loan in Odessa

Odessa is lightly settled, with about 108 people per square mile and 56 larger places within 50 miles. A Minnesota licence lets a lender serve Odessa without a local office, so branch density does not change what its 104 residents are offered. For a larger market, the closest option is Ortonville, MN about 6 miles away.