Personal loans in Oakvale, WV

Oakvale is one of 230 Census places in West Virginia; its 131 residents put it at 218th. Borrowers who want a bigger city can look to Athens, WV about 6 miles away. A lender that serves Oakvale operates under West Virginia lending statutes and a West Virginia supervisor. Verify the lender's West Virginia licence against the regulator named below before borrowing in Oakvale.

Local context for Oakvale

Oakvale is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 131, ranked 218th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.5% fewer residents than the 2020 Census counted.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 5% of the places in West Virginia, with 131 residents in Oakvale.
• Population density: 313 people per square mile on 0.4 square miles of land.
• Land area rank: Oakvale's 0.4 square miles rank 178th of 230 places in West Virginia.
• State share: roughly 0.0% of West Virginia's residents live in Oakvale (131 people).
• Nationally: Oakvale is the 17,582nd-largest of 19,457 Census places in the dataset.
• Growth rank: Oakvale's 2020-to-2023 change ranks 54th of 230 places in West Virginia.
• Versus West Virginia: the state average change is -3.0%, while Oakvale moved 1.5%.
• Density rank: Oakvale places 214th among West Virginia's places by people per square mile.
• Against the state median: Oakvale runs about 313 residents per square mile, where the West Virginia median is 1,021.
• Location: coordinates 37.3321, -80.9729 (US Census Bureau Gazetteer).
• Nearest larger cities: Athens (6 mi); Princeton (7 mi); Narrows (9 mi); Rich Creek (9 mi); Peterstown (11 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Glen Lyn (7 mi); Pax (43 mi); Thurmond (44 mi).
• Smaller places within 50 miles: 4 of them.
• At 100 miles: 214 larger Census places fall inside that radius.

Oakvale in state context

Among West Virginia's 230 places, Oakvale sits at 218th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 54th of 230 West Virginia places, putting it near the 77th percentile for growth. At about 313 people per square mile, Oakvale is the 214th most densely settled place in West Virginia. In land area, Oakvale ranks 178th among West Virginia's 230 places.

The geography behind Oakvale

Oakvale covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 313 people per square mile. Charleston, the largest place in West Virginia, is about 79 miles from Oakvale. Oakvale has 55 larger places within a 50-mile radius. The 100-mile radius contains 214 larger places.

A pre-application checklist for Oakvale

Complete these steps first when you borrow in Oakvale (131 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the West Virginia regulator's licence list.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Oakvale as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 131 residents.

Getting a loan in Oakvale

With about 313 residents per square mile, Oakvale is lightly settled, and 55 larger Census places sit within 50 miles. Lenders licensed in West Virginia reach Oakvale's 131 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Athens, WV about 6 miles away.

West Virginia rules behind a Oakvale personal loan

Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Oakvale lender must follow.