Personal loans in Oakdale, WI

Oakdale, Wisconsin — home to about 305 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule. An estimated 305 people make their home in Oakdale, a figure that ranks 543rd in Wisconsin. The 2020 count to the 2023 estimate shows about 0.7% growth in Oakdale. Decide the purpose of the loan and your repayment plan before sharing any details with a Oakdale lender. For a bigger market, look to Camp Douglas, WI about 6 miles away.

Borrowing in Oakdale: the local picture

Two layers matter for a Oakdale borrower: the local population picture and Wisconsin's consumer-lending statutes.

• Population: an estimated 305 residents, 543rd of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 0.7% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: roughly 10% of Wisconsin's places have fewer residents than Oakdale's 305.
• Density: roughly 412 residents per square mile, spread over 0.7 sq mi of land.
• Land area rank: Oakdale's 0.7 square miles rank 545th of 605 places in Wisconsin.
• Share of state population: Oakdale's 305 residents are about 0.0% of Wisconsin.
• National rank: Oakdale is the 15,066th most populous of the 19,457 Census places covered here.
• Growth rank: Oakdale ranks 188th among Wisconsin's 605 places for the 2020-to-2023 change.
• Versus Wisconsin: the state average change is +0.4%, while Oakdale moved 0.7%.
• Density rank: Oakdale places 465th among Wisconsin's places by people per square mile.
• Against the state median: Oakdale runs about 412 residents per square mile, where the Wisconsin median is 800.
• Location: 43.9622, -90.3791 (US Census Bureau Gazetteer).
• Nearest larger cities: Camp Douglas (6 mi); Tomah (6 mi); Kendall (12 mi); New Lisbon (12 mi); Wilton (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Wyeville (5 mi); Hustler (8 mi); Union Center (20 mi).
• Smaller neighbours: 12 places smaller than Oakdale sit within 50 miles.
• At 100 miles: 328 larger Census places fall inside that radius.

Where Oakdale sits

Oakdale's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 412 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 136 miles away. A 50-mile radius around Oakdale takes in 71 places that are larger. The 100-mile radius contains 328 larger places.

Getting a loan in Oakdale

With about 412 residents per square mile, Oakdale is lightly settled, and 71 larger Census places sit within 50 miles. Distance to a branch rarely matters for Oakdale's 305 residents: the application is online and the price follows your credit file. The nearest bigger place is Camp Douglas, WI about 6 miles away.

How a Oakdale personal loan is priced

With roughly 305 residents, Oakdale is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Oakdale can be quoted different APRs on the same amount and term. The term you choose in Oakdale decides the split between a comfortable payment and the total interest you pay.

What Wisconsin law requires in Oakdale

Read the table as a lender's compliance picture for Oakdale: the rule, the sourced figure, the publisher and the date.

Oakdale's place among Wisconsin's 605 places

Set beside Wisconsin's 605 places, Oakdale ranks 543rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 188th of 605 Wisconsin places, putting it near the 69th percentile for growth. At about 412 people per square mile, Oakdale is the 465th most densely settled place in Wisconsin. In land area, Oakdale ranks 545th among Wisconsin's 605 places.