Personal loans in Nunn, CO

Nunn added about 5.8% to its population between the 2020 base and the 2023 estimate. The Census estimates 531 residents in Nunn, which ranks it 190th of 270 places in Colorado.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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For a borrower among the roughly 531 residents of Nunn, a personal loan is a tool whose cost turns on the terms, not the address. Judge Nunn offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Nunn's roughly 531 residents, and a state regulator supervises it. The next larger city is Pierce, CO about 5 miles away.

Where Nunn stands

What follows is Nunn's place in the Census record, alongside the Colorado rules that govern a personal loan made here.

Population: a Census-estimated 531, 190th among Colorado's 270 places (Vintage 2023).
Population trend: The 2020-to-2023 change is positive, near 5.8%.
People gained or lost: about 29 more since the 2020 base.
Size percentile: with 531 residents, Nunn is larger than about 30% of Colorado's Census places.
Population density: about 133 people per square mile (Census land area 4.0 sq mi).
Land area rank: Nunn's 4.0 square miles rank 83rd of 270 places in Colorado.
Share of Colorado: Nunn holds about 0.0% of the state's population, some 531 people.
National standing: Nunn ranks 12,924th of 19,457 US places.
Growth rank: Nunn's 2020-to-2023 change ranks 44th of 270 places in Colorado.
State comparison: Colorado's places average +2.3% for 2020-to-2023, against Nunn's 5.8%.
Density in Colorado: Nunn ranks 261st by people per square mile.
Against the state median: Nunn runs about 133 residents per square mile, where the Colorado median is 1,126.
Location: coordinates 40.7137, -104.7888 (US Census Bureau Gazetteer).
Nearest larger cities: Pierce (5 mi); Ault (9 mi); Wellington (11 mi); Eaton (14 mi); Severance (15 mi). Online lenders reach Nunn no matter how far the nearest branch is.
Smaller communities within reach: Garden City (23 mi); Grover (31 mi); Burns (40 mi).
Smaller places within 50 miles: 3 of them.
Larger places within 100 miles: 94.

What to do before borrowing in Nunn

Complete these steps first when you borrow in Nunn (531 residents):

Start with the credit file: order the reports, fix the errors, then apply.
Use the loan calculator to test the payment on your intended amount and term.
Line up several pre-qualified offers and let the APR decide.
Look the lender up in the Colorado regulator's licence records before you sign.
Borrow only what the purpose requires, not the maximum you are offered.
Decide the purpose and how you will repay it before approaching any lender.
If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Colorado; what changes is your credit file, not the fact that Nunn holds 531 people.

What shapes a Nunn personal loan

Most loans made to Nunn's 531 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Nunn's rank of 190th in Colorado: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Nunn loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Nunn borrowers

Nunn is a lightly settled community of about 531 people, with 32 larger places inside a 50-mile radius. Whether Nunn has a local branch or not, a Colorado-licensed lender can serve its 531 people online on the same terms. The nearest bigger place is Pierce, CO about 5 miles away.

Which Colorado laws govern a loan in Nunn

When Colorado does not publish a figure, the row links to the source instead of inventing a number; Nunn is bound by the same rules.

Rule	Detail	Source
State lending regulator	Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".	Colorado Attorney General — Consumer Protection Section as of 2026-09-16
Small-loan / installment lender licensing	Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).	Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16
Maximum legal interest rate (usury cap)	UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".	Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16

How Nunn compares across Colorado

Set beside Colorado's 270 places, Nunn ranks 190th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 44th of 270 Colorado places, putting it near the 84th percentile for growth. By density, at about 133 people per square mile, it ranks 261st in Colorado. Between 2020 and 2023 the count changed by roughly 29 residents.

Compare personal loan offers Run the numbers first

Common questions

What are my options in Nunn if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Nunn is the same as anywhere in Colorado.

What loan size can I expect in Nunn?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Nunn?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Nunn cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Pierce, CO — population 1,080
Ault, CO — population 2,666
Eaton, CO — population 5,832
Wellington, CO — population 12,078
Severance, CO — population 10,820
Timnath, CO — population 9,991
Windsor, CO — population 40,349
Greeley, CO — population 112,609