Personal loans in North Catasauqua, PA
North Catasauqua counts about 3,015 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. At about 3,015 residents, North Catasauqua is larger than roughly 69% of the places in Pennsylvania. North Catasauqua gained roughly 1.3% in population across the 2020-to-2023 comparison. Lenders active in North Catasauqua report to a Pennsylvania supervisor, identified in the sourced rows below. For a community of about 3,015, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Catasauqua, PA about 1 miles away.
Where North Catasauqua stands
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: about 3,015 people live here, which puts North Catasauqua 319th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Growth of about 1.3% across the 2020-to-2023 comparison.
- Absolute change: 40 residents added between 2020 and 2023.
- Size percentile: North Catasauqua's 3,015 people outrank roughly 69% of the places in Pennsylvania.
- Land and density: 0.7 square miles of land carry roughly 4,199 residents per square mile.
- By land area: North Catasauqua ranks 592nd among Pennsylvania's 1,013 places, at 0.7 sq mi.
- Water: North Catasauqua holds about 0.02 square miles, the 327th-largest water area in Pennsylvania.
- State share: roughly 0.1% of Pennsylvania's residents live in North Catasauqua (3,015 people).
- National rank: North Catasauqua is 6,269th of 19,457 places nationwide.
- Growth rank: North Catasauqua ranks 87th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while North Catasauqua moved 1.3%.
- Density in Pennsylvania: North Catasauqua ranks 169th by people per square mile.
- Density vs Pennsylvania: North Catasauqua's 4,199 people per square mile compare with a state median of 1,990.
- Location: 40.6636, -75.4739 (Census Gazetteer coordinates).
- Nearest larger cities: Catasauqua (1 mi); Coplay (1 mi); Northampton (2 mi); Allentown (5 mi); Fountain Hill (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Bath (6 mi); Freemansburg (7 mi); Chapman (8 mi).
- Smaller places within 50 miles: 127 of them.
- At 100 miles: 502 larger Census places fall inside that radius.
North Catasauqua in state context
Against Pennsylvania's other places, North Catasauqua accounts for about 0.1% of the state's population and ranks 319th of 1,013 by size. For population change between 2020 and 2023, North Catasauqua ranks 87th of 1,013 in Pennsylvania (about the 91th percentile). By density, at about 4,199 people per square mile, it ranks 169th in Pennsylvania. Within 50 miles sit 127 smaller Census places, alongside the 115 that are larger.
A pre-application checklist for North Catasauqua
For North Catasauqua's roughly 3,015 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
In North Catasauqua as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 3,015 residents.
How lenders reach North Catasauqua
North Catasauqua is a fairly dense community of about 3,015 people, with 115 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve North Catasauqua without a local office, so branch density does not change what its 3,015 residents are offered. For a larger market, the closest option is Catasauqua, PA about 1 miles away.
Pennsylvania consumer-lending rules applied in North Catasauqua
Below are the Pennsylvania rules that apply to a loan made in North Catasauqua, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The geography behind North Catasauqua
North Catasauqua's land area is about 0.7 square miles; a further 0.02 square miles is water. The resulting density is about 4,199 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 49 miles away. A 50-mile radius around North Catasauqua takes in 115 places that are larger. The 100-mile radius contains 502 larger places.
Common questions
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Nearby places
- Catasauqua, PA — population 6,469
- Coplay, PA — population 3,494
- Northampton, PA — population 10,404
- Allentown, PA — population 124,880
- Fountain Hill, PA — population 4,798
- Bath, PA — population 2,879
- Bethlehem, PA — population 78,300
- Chapman, PA — population 220