Personal loans in North Bennington, VT
North Bennington is a small community in Vermont, with an estimated 1,705 residents, and every licensed lender here follows the same state rulebook.
With an estimated 1,705 residents, North Bennington is the 14th-largest of 40 places in Vermont. Verify the lender's Vermont licence against the regulator named below before borrowing in North Bennington. The 2020 count to the 2023 estimate shows about 0.6% decline in North Bennington. Consumer lending that reaches North Bennington's 1,705 residents is governed by Vermont statute; no city ordinance changes it. The nearest larger city is Hoosick Falls, NY about 6 miles away.
What the Census records for North Bennington
What follows is North Bennington's place in the Census record, alongside the Vermont rules that govern a personal loan made here.
- Population: about 1,705, ranked 14th of 40 places in Vermont (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.6% from 2020 to 2023.
- People gained or lost: about 11 fewer since the 2020 base.
- Size percentile: about 65% of Vermont's Census places are smaller than North Bennington.
- Population density: 910 people per square mile on 1.9 square miles of land.
- Land area: North Bennington covers 1.9 square miles, the 16th-largest area among Vermont's 40 places.
- Water: North Bennington holds about 0.03 square miles, the 21st-largest water area in Vermont.
- Share of state population: North Bennington's 1,705 residents are about 1.1% of Vermont.
- National rank: North Bennington sits 8,224th by population among the 19,457 places in this dataset.
- Growth rank: North Bennington ranks 23rd among Vermont's 40 places for the 2020-to-2023 change.
- State comparison: Vermont's places average -0.1% for 2020-to-2023, against North Bennington's 0.6%.
- Density rank: North Bennington places 19th among Vermont's places by people per square mile.
- Density in context: North Bennington's 910 people per square mile sit against a Vermont median of 874.
- Location: 42.9206 / -73.2409, per the US Census Bureau Gazetteer.
- Nearest larger cities: Hoosick Falls (6 mi); Cambridge (10 mi); North Adams (18 mi); Stillwater (20 mi); Mechanicville (23 mi). Lenders licensed in the state serve North Bennington whether or not they keep a local branch.
- Smaller places nearby: Old Bennington (3 mi); Valley Falls (16 mi); Greenwich (17 mi).
- Smaller neighbours: 27 places smaller than North Bennington sit within 50 miles.
- At 100 miles: 93 larger Census places fall inside that radius.
Borrowing reach in North Bennington
With about 910 residents per square mile, North Bennington is moderately settled, and 35 larger Census places sit within 50 miles. A Vermont licence lets a lender serve North Bennington without a local office, so branch density does not change what its 1,705 residents are offered. For a larger market, the closest option is Hoosick Falls, NY about 6 miles away.
How North Bennington compares across Vermont
Against Vermont's other places, North Bennington accounts for about 1.1% of the state's population and ranks 14th of 40 by size. Its 2020-to-2023 change ranks 23rd of 40 Vermont places, putting it near the 42th percentile for growth. By density, at about 910 people per square mile, it ranks 19th in Vermont. Between 2020 and 2023 the count changed by roughly 11 residents.
A pre-application checklist for North Bennington
Complete these steps first when you borrow in North Bennington (1,705 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Vermont regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
In North Bennington as elsewhere in Vermont, the written terms — not the advertisement — are what count for its 1,705 residents.
What a North Bennington borrower is actually offered
With roughly 1,705 residents, North Bennington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving North Bennington's 1,705 residents must disclose the APR and finance charge in writing before you sign. The term you choose in North Bennington decides the split between a comfortable payment and the total interest you pay.
The Vermont lending rules that reach North Bennington
When Vermont does not publish a figure, the row links to the source instead of inventing a number; North Bennington is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Vermont Department of Financial Regulation (DFR), Banking Division Source says: The Banking Division regulates the below listed non-depository financial services. | Vermont Department of Financial Regulation (DFR) as of 2026-09-16 |
| Payday lending status | Prohibited — payday loans (postdated check lending) are explicitly banned in Vermont Source says: Payday loans (loans contingent on a postdated payment instrument) are explicitly banned. | Vermont Attorney General as of 2026-09-16 |
| Small-loan / installment lender licensing | Lender license required from the Commissioner (8 V.S.A. ch. 73, § 2201) Source says: Without first obtaining a license under this chapter from the Commissioner, a person shall not | Vermont General Assembly (Vermont Statutes Online) as of 2026-09-16 |
Common questions
What are my options in North Bennington if my credit is poor?
What loan size can I expect in North Bennington?
Do I have to pledge anything to borrow in North Bennington?
Does comparing loans in North Bennington cost me credit score points?
Nearby places
- Old Bennington, VT — population 132
- Hoosick Falls, NY — population 3,151
- Cambridge, NY — population 1,796
- North Adams, MA — population 12,483
- Manchester, VT — population 771
- Greenwich, NY — population 1,667
- Valley Falls, NY — population 450
- Schaghticoke, NY — population 549