Personal loans in Nibley, UT
The trend for Nibley between 2020 and 2023 is upward by roughly 12.8%. A personal loan in Nibley is priced from your credit file and income, not from the fact that the city holds 8,271 people.
Roughly 8,271 residents live in Nibley, the 76th-largest community in Utah. The nearest larger metro is Providence, UT about 3 miles away. A single loan can carry different costs on either side of a state line, and Nibley sits on the Utah side of that line. Read the disclosure for an origination fee and any prepayment penalty before signing in Nibley.
Nibley: population, trend and location
Nibley is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 8,271 residents, 76th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 12.8% since the 2020 count.
- Absolute change: 938 residents added between 2020 and 2023.
- Size percentile: bigger than about 70% of the places in Utah, with 8,271 residents in Nibley.
- Density: roughly 1,821 residents per square mile, spread over 4.5 sq mi of land.
- Land area rank: Nibley's 4.5 square miles rank 144th of 255 places in Utah.
- Share of Utah: Nibley holds about 0.3% of the state's population, some 8,271 people.
- Nationally: Nibley is the 3,600th-largest of 19,457 Census places in the dataset.
- Growth in Utah: Nibley stands 33rd by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Nibley moved 12.8%.
- Density rank: Nibley places 55th among Utah's places by people per square mile.
- Against the state median: Nibley runs about 1,821 residents per square mile, where the Utah median is 705.
- Location: 41.6730, -111.8468 (US Census Bureau Gazetteer).
- Nearest larger cities: Providence (3 mi); Hyrum (3 mi); Logan (5 mi); North Logan (7 mi); Smithfield (11 mi). Living near a larger metro rarely changes what is available in Nibley.
- Nearest smaller towns: Millville (2 mi); River Heights (4 mi); Wellsville (6 mi).
- Smaller neighbours: 52 places smaller than Nibley sit within 50 miles.
- Within 100 miles: 64 places are larger than Nibley.
Where Nibley sits in Utah
Set beside Utah's 255 places, Nibley ranks 76th by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Nibley ranks 33rd of 255 in Utah (about the 87th percentile). Its roughly 1,821 residents per square mile place it 55th among Utah's places. By land area, its 4.5 square miles rank 144th of 255 places in Utah.
Inside a Nibley personal loan
Nibley is a small town of about 8,271 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Nibley. The term you choose in Nibley decides the split between a comfortable payment and the total interest you pay.
Nibley on the map
Inside Nibley's boundaries lie about 4.5 square miles of land, with no significant water area recorded. Spread across it are roughly 1,821 residents per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 62 miles. Counting outward 50 miles, 24 larger communities surround Nibley. The 100-mile radius contains 64 larger places.
How lenders reach Nibley
Nibley is a moderately settled community of about 8,271 people, with 24 larger places inside a 50-mile radius. Whether Nibley has a local branch or not, a Utah-licensed lender can serve its 8,271 people online on the same terms. The nearest bigger place is Providence, UT about 3 miles away.
Which Utah laws govern a loan in Nibley
The rows below set out what a licensed lender must follow in Utah, and so for Nibley's roughly 8,271 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Millville, UT — population 2,468
- Hyrum, UT — population 10,849
- Providence, UT — population 9,267
- River Heights, UT — population 2,180
- Logan, UT — population 55,250
- Paradise, UT — population 1,028
- Wellsville, UT — population 4,194
- North Logan, UT — population 11,711