Personal loans in Newfield, NJ
Newfield, New Jersey — home to about 1,798 people — is a small community, so the terms you are offered follow New Jersey law rather than any local rule.
The Census estimates 1,798 residents in Newfield, which ranks it 269th of 323 places in New Jersey. Judge Newfield offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.2% growth in Newfield. To lend to Newfield's 1,798 residents, a company must hold a New Jersey licence, and each sourced row below names the regulator behind it. The nearest larger city is Buena, NJ about 4 miles away.
Borrowing in Newfield: the local picture
Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.
- Population: 1,798 people, a figure that places Newfield 269th among the 323 Census places in New Jersey (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.2%.
- Absolute change: 22 residents added between 2020 and 2023.
- Size percentile: roughly 17% of New Jersey places rank below Newfield.
- Land and density: 1.7 square miles of land carry roughly 1,035 residents per square mile.
- Land area rank: Newfield's 1.7 square miles rank 179th of 323 places in New Jersey.
- Within New Jersey: about 0.0% of the state's population lives in Newfield.
- National rank: Newfield is the 8,014th most populous of the 19,457 Census places covered here.
- Growth rank: Newfield's 2020-to-2023 change ranks 69th of 323 places in New Jersey.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Newfield's 1.2%.
- Density rank: Newfield places 282nd among New Jersey's places by people per square mile.
- Density vs New Jersey: Newfield's 1,035 people per square mile compare with a state median of 3,448.
- Location: 39.5510, -75.0102 (Census Gazetteer coordinates).
- Nearest larger cities: Buena (4 mi); Vineland (6 mi); Clayton (9 mi); Folsom (9 mi); Millville (11 mi). Living near a larger metro rarely changes what is available in Newfield.
- Smaller places close by: Elmer (9 mi); Chesilhurst (14 mi); Shiloh (16 mi).
- Within a 50-mile radius: 56 smaller Census places.
- Within 100 miles: 398 places are larger than Newfield.
A pre-application checklist for Newfield
A sensible order of operations for a loan in Newfield, home to about 1,798 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the New Jersey licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Newfield as elsewhere in New Jersey, the written terms — not the advertisement — are what count for its 1,798 residents.
Newfield in state context
Against New Jersey's other places, Newfield accounts for about 0.0% of the state's population and ranks 269th of 323 by size. On the 2020-to-2023 trend, Newfield stands 69th among New Jersey's 323 places — roughly the 79th percentile. Its roughly 1,035 residents per square mile place it 282nd among New Jersey's places. Between 2020 and 2023 the count changed by roughly 22 residents.
Land, water and location for Newfield
Newfield's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,035 people per square mile. The state's population centre of gravity, Newark, is roughly 92 miles away. Within 50 miles of Newfield there are 134 larger Census places. Within the same 50 miles lie 56 smaller Census places.
What New Jersey law requires in Newfield
Read the table as a lender's compliance picture for Newfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Lender access in Newfield
At roughly 1,035 people per square mile, Newfield is moderately settled; 134 larger places lie within 50 miles. Whether Newfield has a local branch or not, a New Jersey-licensed lender can serve its 1,798 people online on the same terms. The nearest bigger place is Buena, NJ about 4 miles away.
Common questions
What are my options in Newfield if my credit is poor?
What loan size can I expect in Newfield?
Do I have to pledge anything to borrow in Newfield?
Does comparing loans in Newfield cost me credit score points?
Nearby places
- Buena, NJ — population 4,489
- Vineland, NJ — population 60,797
- Clayton, NJ — population 8,948
- Millville, NJ — population 27,358
- Elmer, NJ — population 1,368
- Folsom, NJ — population 1,813
- Glassboro, NJ — population 23,987
- Pitman, NJ — population 8,880