Personal loans in New Knoxville, OH

The 2020 count to the 2023 estimate shows about 3.2% decline in New Knoxville. Roughly 905 residents live in New Knoxville, the 550th-largest community in Ohio.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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With roughly 905 residents, New Knoxville is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a New Knoxville loan. State law, not city hall, decides what a lender may do to New Knoxville's roughly 905 residents, and a state regulator supervises it. For a bigger market, look to New Bremen, OH about 5 miles away.

New Knoxville by the numbers

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

Population: 905 residents; New Knoxville is the 550th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
Population trend: A decline of about 3.2% across the 2020-to-2023 comparison.
Absolute change: 30 residents lost between 2020 and 2023.
Size percentile: New Knoxville sits ahead of around 40% of Ohio places, at 905 people.
Population density: about 935 people per square mile (Census land area 1.0 sq mi).
Land area rank: New Knoxville's 1.0 square miles rank 532nd of 924 places in Ohio.
Within Ohio: about 0.0% of the state's population lives in New Knoxville.
National rank: New Knoxville is 10,670th of 19,457 places nationwide.
Growth rank: New Knoxville ranks 899th among Ohio's 924 places for the 2020-to-2023 change.
Against the state trend: New Knoxville's 3.2% change compares with a Ohio average of +0.9% across its 924 places.
Density rank: New Knoxville is the 631st most densely settled place in Ohio.
Against the state median: New Knoxville runs about 935 residents per square mile, where the Ohio median is 1,289.
Location: mapped by the US Census Bureau at 40.4947, -84.3150.
Nearest larger cities: New Bremen (5 mi); St. Marys (5 mi); Minster (8 mi); Botkins (8 mi); Wapakoneta (8 mi). For most borrowers the comparison happens online, not at a branch.
Smaller places nearby: Kettlersville (5 mi); Buckland (9 mi); Chickasaw (10 mi).
Smaller places within 50 miles: 93 of them.
Within 100 miles: 387 places are larger than New Knoxville.

How New Knoxville compares across Ohio

Among Ohio's 924 places, New Knoxville sits at 550th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, New Knoxville stands 899th among Ohio's 924 places — roughly the 3th percentile. At about 935 people per square mile, New Knoxville is the 631st most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 30 residents.

Land, water and location for New Knoxville

Inside New Knoxville's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 935 people per square mile. The largest place in Ohio, Columbus, lies about 79 miles away. Counting outward 50 miles, 82 larger communities surround New Knoxville. Within the same 50 miles lie 93 smaller Census places.

What is available to New Knoxville borrowers

With about 935 residents per square mile, New Knoxville is moderately settled, and 82 larger Census places sit within 50 miles. A Ohio licence lets a lender serve New Knoxville without a local office, so branch density does not change what its 905 residents are offered. The nearest larger city, New Bremen, OH about 5 miles away.

Steps to take before a New Knoxville loan

Before you apply in New Knoxville, a community of about 905, work through these steps:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Use the loan calculator to test the payment on your intended amount and term.
Line up several pre-qualified offers and let the APR decide.
Confirm the Ohio licence with the regulator named above before committing.
Pick the shortest term whose payment you can comfortably afford.
Borrow only what the purpose requires, not the maximum you are offered.
Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is New Knoxville-specific: the same Ohio licensing and disclosure rules reach all 905 residents.

Which Ohio laws govern a loan in New Knoxville

Read the table as a lender's compliance picture for New Knoxville: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16

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Common questions

What are my options in New Knoxville if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in New Knoxville is the same as anywhere in Ohio.

What loan size can I expect in New Knoxville?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in New Knoxville?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in New Knoxville cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Kettlersville, OH — population 161
New Bremen, OH — population 2,978
St. Marys, OH — population 8,377
Minster, OH — population 2,999
Buckland, OH — population 229
Botkins, OH — population 1,176
Wapakoneta, OH — population 9,786
Fort Loramie, OH — population 1,586