Personal loans in Navarre, OH
If you are weighing a personal loan in Navarre, start from the payment you can carry; its 1,805 residents face the same statewide rules. Navarre is one of 924 Census places in Ohio; its 1,805 residents put it at 412th.
The nearest larger metro is Massillon, OH about 4 miles away. Census figures put the 2020-to-2023 decrease in Navarre at about 1.8%. Which products a lender may offer to Navarre's 1,805 residents follows from the Ohio consumer-lending framework. Pull your credit reports and line up at least three offers before you apply from Navarre.
Local context for Navarre
Two layers matter for a Navarre borrower: the local population picture and Ohio's consumer-lending statutes.
- Population: a Census-estimated 1,805, 412th among Ohio's 924 places (Vintage 2023).
- Population trend: A loss of roughly 1.8% between 2020 and 2023.
- People gained or lost: about 34 fewer since the 2020 base.
- Size percentile: bigger than about 55% of the places in Ohio, with 1,805 residents in Navarre.
- Population density: 986 people per square mile on 1.8 square miles of land.
- Land area rank: Navarre's 1.8 square miles rank 382nd of 924 places in Ohio.
- State population share: Navarre accounts for about 0.0% of everyone in Ohio.
- National rank: Navarre sits 8,000th by population among the 19,457 places in this dataset.
- Growth rank: Navarre's 2020-to-2023 change ranks 695th of 924 places in Ohio.
- Against the state trend: Navarre's 1.8% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Navarre places 605th among Ohio's places by people per square mile.
- Against the state median: Navarre runs about 986 residents per square mile, where the Ohio median is 1,289.
- Location: coordinates 40.7277, -81.5158 (US Census Bureau Gazetteer).
- Nearest larger cities: Massillon (4 mi); Brewster (5 mi); Strasburg (9 mi); Canton (10 mi); Dalton (11 mi). Lenders licensed in the state serve Navarre whether or not they keep a local branch.
- Nearest smaller places: Bolivar (6 mi); Beach City (6 mi); Meyers Lake (8 mi).
- Within a 50-mile radius: 101 smaller Census places.
- At 100 miles: 356 larger Census places fall inside that radius.
What is available to Navarre borrowers
Navarre is a moderately settled community of about 1,805 people, with 96 larger places inside a 50-mile radius. Distance to a branch rarely matters for Navarre's 1,805 residents: the application is online and the price follows your credit file. The nearest larger city, Massillon, OH about 4 miles away.
Before you apply in Navarre
Before you apply in Navarre, a community of about 1,805, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Ohio licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
In Navarre as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,805 residents.
How personal loans work in Navarre
A Navarre personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,805 residents. Because pricing is borrower-level, two people in Navarre can be quoted different APRs on the same amount and term. Shortening the term on a Navarre loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Which Ohio laws govern a loan in Navarre
Read the table as a lender's compliance picture for Navarre: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Where Navarre sits in Ohio
Among Ohio's 924 places, Navarre sits at 412th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 695th of 924 Ohio places, putting it near the 25th percentile for growth. By density, at about 986 people per square mile, it ranks 605th in Ohio. Between 2020 and 2023 the count changed by roughly 34 residents.
Common questions
What are my options in Navarre if my credit is poor?
What loan size can I expect in Navarre?
Do I have to pledge anything to borrow in Navarre?
Does comparing loans in Navarre cost me credit score points?
Nearby places
- Massillon, OH — population 32,439
- Brewster, OH — population 2,103
- Bolivar, OH — population 965
- Beach City, OH — population 923
- Hills and Dales, OH — population 245
- Strasburg, OH — population 2,753
- Meyers Lake, OH — population 721
- Wilmot, OH — population 280