Personal loans in Murdock, MN
Murdock is one of 853 Census places in Minnesota; its 298 residents put it at 591st. A 2020-to-2023 comparison shows Murdock down by about 1.7%.
Murdock is a small community of about 298 residents, and a personal loan taken out here is governed by Minnesota statute. Every figure below is Minnesota's own, applied to Murdock's 298 residents, with the publisher and retrieval date attached. Read the disclosure for an origination fee and any prepayment penalty before signing in Murdock. The nearest larger metro is Kerkhoven, MN about 4 miles away.
Local context for Murdock
Murdock is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 298 people, a figure that places Murdock 591st among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: About 1.7% below the 2020 Census base.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: bigger than about 31% of the places in Minnesota, with 298 residents in Murdock.
- Population density: about 479 people per square mile (Census land area 0.6 sq mi).
- Land area rank: Murdock's 0.6 square miles rank 643rd of 853 places in Minnesota.
- Within Minnesota: about 0.0% of the state's population lives in Murdock.
- Nationally: Murdock is the 15,142nd-largest of 19,457 Census places in the dataset.
- Growth rank: Murdock's 2020-to-2023 change ranks 572nd of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Murdock moved 1.7%.
- Density rank: Murdock is the 494th most densely settled place in Minnesota.
- Density vs Minnesota: Murdock's 479 people per square mile compare with a state median of 607.
- Location: it lies at 45.2234, -95.3946 in the Census Gazetteer.
- Nearest larger cities: Kerkhoven (4 mi); Pennock (12 mi); Benson (12 mi); Raymond (16 mi); Willmar (18 mi). Lenders licensed in the state serve Murdock whether or not they keep a local branch.
- Nearest smaller towns: De Graff (4 mi); Sunburg (11 mi); Clontarf (18 mi).
- Smaller places within 50 miles: 41 of them.
- At 100 miles: 274 larger Census places fall inside that radius.
Borrowing reach in Murdock
Murdock is a lightly settled community of about 298 people, with 57 larger places inside a 50-mile radius. Lenders licensed in Minnesota reach Murdock's 298 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kerkhoven, MN about 4 miles away.
How Murdock compares across Minnesota
Among Minnesota's 853 places, Murdock sits at 591st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 572nd of 853 Minnesota places, putting it near the 33th percentile for growth. At about 479 people per square mile, Murdock is the 494th most densely settled place in Minnesota. The population moved by about 5 people between 2020 and 2023, a 1.7% shift.
What shapes a Murdock personal loan
A Murdock personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 298 residents. A lender serving Murdock's 298 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Murdock loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Minnesota rules behind a Murdock personal loan
For the roughly 298 residents of Murdock, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Murdock on the map
Inside Murdock's boundaries lie about 0.6 square miles of land, with no significant water area recorded. With 298 residents, the land area yields roughly 479 people per square mile. The largest place in Minnesota, Minneapolis, lies about 105 miles away. Murdock has 57 larger places within a 50-mile radius. The 100-mile radius contains 274 larger places.
Common questions
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Nearby places
- De Graff, MN — population 110
- Kerkhoven, MN — population 788
- Sunburg, MN — population 93
- Benson, MN — population 3,437
- Pennock, MN — population 475
- Raymond, MN — population 788
- Clara City, MN — population 1,360
- Clontarf, MN — population 128